Andy-Ken Karibwami is the founder of EnergyCore Merchant Services, a boutique firm that helps high‑risk and card‑not‑present businesses get approved for merchant accounts when traditional banks and processors decline them. He specializes in CBD, cryptocurrency, adult, nutraceutical, and MOTO/virtual terminal merchants that rely on over‑the‑phone and keyed‑in payments rather than in‑person card swipes. Drawing on hands‑on experience in merchant services, sales, and digital acquisition, he focuses on clear underwriting preparation, compliant processing setups, and chargeback‑reduction strategies so businesses can scale volume without constant shutdowns or frozen funds. He regularly advises founders and small‑business owners on topics like high‑risk payment processing, CBD merchant accoun...