Tonie Reincke Medical Director/Associate Professor-MD Reincke Vein Center dr.reincke@reinckeveincenter.com Medscape has permission to quote and attribute me One of the most important ethical considerations for students and resident physicians that I teach/rotate in my practice is to consider how they will address insurance denials for healthcare that is medically necessary. I use concrete examples of denials I have received and ask them how they would approach the situation.