I am the owner of Richey Insurance Agency, an independent insurance agency serving clients across Texas. I specialize in helping individuals, families, and property owners secure the right coverage for home, auto, flood, windstorm, landlord, and specialty insurance. With access to over 100 insurance carriers, I work independently to compare policies, identify coverage gaps, and recommend solutions based on real risk—not one-size-fits-all policies. Much of my expertise centers on Texas-specific challenges, including severe weather exposure, rising insurance costs, deductibles, and claims preparedness. I regularly provide insight on insurance trends, policy structure, risk management, and how consumers can better protect their assets through informed coverage decisions.