Earl Owens is a self-taught investor who retired at age 52 after a high-intensity 10-year "catch-up sprint." He is the creator of the 8-Day Financial Freedom Boot Camp and writes at EarlyRetirementEarl.com. Earl provides "battle-tested" financial advice for Gen X and Millennial parents who feel behind on their retirement goals, focusing on debt elimination, aggressive index investing, and the psychological shift from survival mode to building wealth.