I'm the founder of Citizens Life Group, a fiduciary life settlement brokerage based in Orlando, Florida. My firm connects seniors with licensed life settlement brokers who bring over 25 years of experience in the industry — dating back to the market's inception. We advocate exclusively for policy sellers, shopping each case across a competitive network of institutional buyers to maximize payouts. I specialize in helping seniors and their families understand alternatives to lapsing or surrendering life insurance policies. My areas of expertise include life settlements, policy valuation, senior financial planning, fiduciary advocacy, and the life insurance secondary market.