Matt Layton is a senior consumer analytics executive, economic analyst, and civic thinker focused on how financial pressure, institutional design, and public narrative shape real-world outcomes. He currently serves as Senior Vice President of Analytics & Business Insights at LegalShield, where he leads large-scale analytics programs and is the architect and primary voice behind the Consumer Stress Legal Index (CSLI), a real-time indicator built from millions of legal service inquiries that track household and small-business financial strain across the United States. Matt’s work sits at the intersection of data, governance, and public understanding. He is regularly cited in national media for insights on consumer debt, bankruptcy trends, affordability pressure, and the growing gap b...