Olga Burninova is the Founder and CEO of YPA Finance, the first multilingual, AI-powered personal finance app built for the 78 million non-native English speakers in the U.S. and the women and older adults the fintech market has largely ignored. Before YPA, Olga spent a decade in site reliability engineering and cloud infrastructure at scale. She built YPA after watching people she loved — immigrants, her own family among them — pay thousands in avoidable credit card interest and late fees because no one had ever explained American money to them in a language they understood. YPA Finance is live in 13 languages on iOS and Android.