Co-Founder and CTO of YPA Finance, a multilingual AI-powered personal finance platform serving immigrants in 13+ languages. 15 years in finance (Head of Financial Controllers to Financial Data Analyst), self-taught cloud engineer, AWS Solutions Architect, CKA, CKAD, HashiCorp Terraform certified. Featured in TechBullion. I build fintech infrastructure and write about immigrant finance, credit building, and data security.