I'm researching a story about travel insurance during the recent conflict in Iran. As airspace closes and flights are canceled worldwide, travelers are discovering that most standard travel insurance has a strict blanket exclusion for war. Cancel-for-any-reason coverage is now the primary safety net for international travelers, but even that upgrade has strict limitations and exclusions. I would like to hear from travelers who had their trips disrupted in the aftermath of the Iran war. Have you successfully used a cancel-for-any-reason policy to recoup your costs when your flights were grounded or rerouted? Did you have issues with the exclusions and limitations? I want to know whether this premium insurance protected your finances during the current geopolitical crisis. I'm also looking for experts, including insurance companies and specialists, to explain the mechanics of the war exclusion clause. How does an insurance provider define a war zone, and does it apply to neighboring countries affected by airspace closures? How should consumers navigate these exclusions when booking future international trips? Is cancel-for-any-reason insurance still the best option for protecting your trip during a war?