This article explores what level of net worth experts believe is needed to retire comfortably in 2026, reframing retirement planning beyond just savings. Interview questions or provide your own commentary: 1. What net worth range do experts generally believe is needed to retire comfortably today? 2. How does that figure translate into annual retirement income? 3. How much do cost of living and geography affect the required net worth for retirement? 4. What portion of that net worth typically comes from home equity versus retirement accounts? 5. How much annual spending can a $1 million portfolio realistically support? 6. How are rising healthcare costs affecting retirement savings targets? 7. What common assumptions lead people to underestimate the net worth they need? 8. How should people evaluate whether their current net worth puts them on track? 9. What are the most effective ways to increase retirement readiness in the final 10 years before retirement? 10. Anything else to add?