We're writing an article on Vrbo insurance and would like to get your firsthand insights. In return, we can offer a link to your direct booking site, listing page, or a business page linked to the STR industry. Property and STR insurers are also welcome to reply. Please answer any of the following questions in full sentences: 1) What kind of insurance setup do you currently use for your Vrbo property, and why did you choose it? 2) Was there a moment when you realized Vrbo’s protection had limits? What happened? 3) What has your experience with Vrbo insurance been like? Have you ever had to make a claim? 4) Have damage deposits been useful in practice for your business, or do you find insurance more valuable? 5) What types of specialist coverage have felt most important for your property, and why? 6) What exclusions, deductibles, or policy details have surprised you most? 7) How has your Vrbo insurance management changed over time? 8) How did you choose your current insurance provider, and what made them a good fit for your business? Thanks in advance for any help you can give us!