Entrepreneurs on Starting a Small Business (Lessons, Insurance Must-Knows) Hi! I'm writing a simple, friendly explainer blog on the steps to start a small business, and I’m seeking small business owners who are willing to share short, practical insights from their own experience starting a business. What I’m looking for: Please answer one or more of the following (2–4 sentences per answer is perfect): What was the most unexpected challenge you faced when starting your business? What’s one thing you wish you had done earlier to protect your business or reduce risk? What advice would you give someone who’s just starting and feels overwhelmed by logistics, paperwork, or “doing things the right way”? Was there a moment when you realized insurance, contracts, or compliance actually mattered for your business? What happened?