Looking for real estate attorneys who have worked on title insurance claims or title disputes to explain the claims process and common coverage gaps. For a List With Clever article on title insurance costs, I'm looking for real estate attorneys with direct experience handling title insurance claims, title disputes, or representing homeowners against title insurers. Generalist real estate attorneys without title-specific case experience won't be a fit. Please answer one or more: - Walk me through what happens procedurally and on what timeline when a homeowner files a title insurance claim. What does the duty to defend look like in practice? - What are the most common reasons title insurance claims are denied? How often do homeowners discover that what they thought was covered actually falls under a Schedule B-II exception? - What's a specific case (details changed) where title insurance materially saved a homeowner? And one where the policy didn't cover what the homeowner assumed? - When you're reviewing a title commitment for a client, what do you specifically flag — and what do most buyers miss when reviewing it on their own? Are there scenarios where you'd advise a client to skip owner's coverage entirely? Requirements: - Name, firm, jurisdictions, bar admission status - Direct experience with title insurance claims or disputes is required - Link to firm bio or professional profile - Responses should be 2–5 sentences per question.