We’re looking at why retirees still outlive their savings even with Social Security income and what planning gaps tend to cause it. 1. Why do some retirees run out of money despite receiving Social Security? 2. How does underestimating expenses contribute to this problem? 3. What role does inflation play over a 20–30 year retirement? 4. How do withdrawal strategies impact how long savings last? 5. Are there common behavioral spending mistakes retirees make? 6. How do healthcare and long-term care costs factor in? 7. What’s the impact of claiming Social Security too early? 8. What are warning signs that someone may be overspending in retirement? 9. What strategies can help retirees extend their savings? 10. Do you have anything more to add?