Real Estate: Is 2026 the Year of Cash-Flow Deals Over Appreciation? With higher interest rates, tighter lending standards, and ongoing affordability challenges in many markets, some investors are rethinking the classic appreciation play and turning toward properties that generate strong monthly cash flow from day one. I’m working on a piece exploring whether 2026 is shaping up to be the year of cash-flow investing over appreciation-driven strategies. I’d love to hear from active real estate investors who can share real-world experience and perspective. Please respond if you can address one or more of the following: Are you prioritizing cash flow over appreciation in today’s market? Why or why not? How have interest rates and financing costs influenced your buy-box? Are certain property types (multifamily, small commercial, short-term rentals, etc.) making cash-flow strategies more attractive right now? Have you changed the markets you invest in to achieve better cash-on-cash returns? Do you believe appreciation will play a smaller role in total returns over the next few years?