The Military WalletHello. I’m writing an article for The Military Wallet and am seeking to interview insurance industry experts, insurance agents (especially those who work with military families), personal-finance experts, and other professionals for a story on insurance considerations when buying a home near a military base.
This article will focus on what military families should know about homeowners insurance when living near military bases, from hazard risks to cost factors. My deadline to receive written answers to the questions below is no later than 1 PM Central, Thursday, May 7, 2026. Please contact me if you would like to participate.
QUESTIONS:
1. Please explain why, when considering a home purchase near a military base, location matters more than you think.
2. What are some common risks of living near military bases in:
a. the West (e.g., wildfires)
b. the South (flooding and storms, mold)
c. the coast (hurricanes, flood insurance requirements, etc.)
3. How can these risks affect your homeowners insurance costs?
4. Suggest what types of standard homeowners coverage you may need, as well as optional or separate coverages or policies.
5. What are some homeowners insurance matters to consider for homeowners affected by a PCS?
6. What are some important questions to ask yourself before purchasing a home near a military base (including insurance cost estimates, required policies, claim histories, local rules regarding rentals, etc.)?
7. What is your full name, title, company, city/state location, and email address?