Real estate investors who've tried a wraparound or "subject to" mortgage Hello! For Morning Brew's real estate newsletter The Playbook, I'm looking for real estate investors to weigh in on wraparound and/or "subject to" mortgages. Have you tried either of these financing options (as either the seller or buyer), and if so, can you share the numbers of how it worked? What inspired you to try this form of financing (was it to avoid high interest rates from a bank), and what were the pros and cons of this option? What questions should you ask yourself and the other party before moving ahead? How to these two financing options differ? Please include your story (and relevant numbers like purchase price, loan amount etc) in your response to me, along with your email/phone for follow-up questions. (Note: If you have any other burning real estate questions you'd like answered, I'd love to hear those, too—it can be based on a property you're considering buying/selling/renovating.) Thank you!