How to save money on travel insurance in 2026 I'm researching a story about the rising cost of travel protection. How can savvy travelers find value by switching strategies, such as moving from single-trip policies to annual plans or leveraging existing credit card benefits? I'd love to hear from travelers who have successfully lowered their insurance premiums. Did you audit your coverage and realize you were over-insured? Have you switched to an annual plan and noticed significant savings compared to buying individual policies? I want to hear your strategies for keeping costs down without sacrificing coverage. I’m also looking for professionals—travel insurance experts, advisors and industry analysts—who can provide their perspective on this issue. Are there any hard numbers on the travel insurance rate increases? Why are premiums jumping right now? Is it driven by inflation, higher claim volumes, or more expensive medical evacuations? What's your best advice for saving money on your next travel insurance purchase?