I'm writing a blog post for Insurance Canopy about product liability insurance for beauty product sellers — and I'm looking to feature quotes from real founders of skincare, soap, or cosmetic brands. What moment made you realize you needed coverage? Was it a customer complaint, platform requirement, or just a gut feeling? Have you ever been glad you had insurance? I’m especially looking for stories from small to midsize beauty brand owners (skincare, soap, cosmetics, etc.) who’ve experienced one of the following: A customer had an unexpected reaction or complaint A retailer or platform (like Amazon) asked for a Certificate of Insurance You realized how risky it was to sell without coverage You wanted to look more credible and “retail-ready” You almost ran into a lawsuit — or actually did Your quote could help educate and reassure other beauty founders who are just starting out.

As the founder of Dermal Era Holistic Med Spa, offering a range of advanced skincare and ingestible nutraceuticals like our SkinCapsule and TimeCapsule lines, I quickly recognized the need for product liability. It wasn't a customer complaint, but a strong gut feeling about the inherent risks of selling products designed to be applied to skin or ingested, like our Beauty+ Hair Skin Nails gummies. This realization coincided with my desire to lift Dermal Era's brand and look truly "retail-ready," especially with products we proudly market as "Plastic Surgeon Formulated" and using "Clinically-Proven Ingredients." Securing comprehensive insurance was a proactive step to ensure professional credibility and protect against the unforeseen as we grew. I've been immensely glad to have that coverage; it offers essential peace of mind. Knowing we’re safeguarded allows us to fully focus on our mission of empowering women through holistic healing and quality, innovative products.