One interesting case was a manager in his mid-forties from our tech department. Despite having a high-earning profile, he wasn’t adequately preparing for his retirement due to a heavy tax bracket. We advised him to shift some of his revenue towards a Roth 401(k). Unlike a traditional 401(K), the contributions were post-tax but earnings and withdrawals in retirement were tax-free. This played well with his higher tax bracket situation. Simultaneously, the cap on these contributions was also higher, aiding in his overall retirement savings.