1) Academic interests matter, but education costs real money and takes you from doing other things. Ask yourself: Can I get the job without this credential? Is this the most in-demand version of it? If the field is regulated by law or professional standards, the credential is more valuable—but only if the field isn't oversaturated. Put simply: if the chances of landing a job and earning a good wage outweigh the cost of the certificate and your opportunity cost, it's worth enrolling.