Credit management specialists, what's one unconventional piece of advice you've given to a client about managing their credit limit effectively?

One piece of unconventional advice I often share with clients regarding managing their credit limits is to never use more than 30% of their available credit. This may sound simple, but it can have a significant impact on maintaining a healthy credit score. By keeping usage low, you demonstrate to lenders that you can manage your credit responsibly, which can lead to better terms and increased limits down the line.