One of the first steps I recommend is to apply for a secured credit card. With no credit history, a secured card might be your best option. This type of card requires you to keep a certain amount of money on deposit, which then serves as your credit limit. The credit limit on a secured credit card may not be very high—they often start at just a couple of hundred dollars—but it's a start towards building a credit history. If you're approved for a secured credit card, use it wisely to build your credit while avoiding interest payments. Make small purchases and pay off the bill in full each month. This demonstrates responsible credit usage and helps build your credit history. Once you've established a good track record with that card, you may be able to increase your credit limit without an additional security deposit, or ideally, you might upgrade to an unsecured credit card.