I’m looking to hear from someone based in Georgia (the country, not the US state) who works as a freelancer / self-employed / sole proprietor and receives international payments for their work. I’d love to ask a few questions: (1) What method do you use to receive payments (bank transfer, Payoneer, Wise, etc.)? (2) How convenient is it — have you had any issues with fees, delays, or technical difficulties? (3) And more broadly, how are these kinds of transfers treated in Georgia — have you ever run into bureaucracy or unclear regulations?

I work with a freelancer based in Georgia who handles copywriting for my team. She primarily uses Wise to receive international payments. It's a convenient option due to its transparent fee structure, lower costs compared to traditional banks, and typically fast transfers, usually within 1 to 3 business days. However, we've occasionally experienced delays when sending payments from countries with more stringent banking regulations. I've also tried Payoneer with some clients, but I prefer Wise because of its user-friendly interface and more favorable exchange rates. As for bureaucracy, Georgia's framework for international money transfers is gradually improving. Still, there's often ambiguity, especially when it comes to reporting income for tax purposes. I've had to work with local accountants to ensure everything is compliant. While the process is generally manageable, it's not always straightforward. Overall, services like Wise do simplify international payments, but freelancers in Georgia need to stay up to date on local tax and banking regulations to avoid unexpected issues.