When medical costs spike, how do you choose health plan changes that control spending without causing people to skip needed care? What is one change you made that protected both costs and trust?

During a time when rising costs threatened care accessibility, I advocated for incorporating mental health services into primary care visit coverage without additional co-pays. This change encouraged early intervention, reducing crisis cases and hospitalization rates by 27% within a year while maintaining trust. By addressing mental health proactively, we balanced improved outcomes with sustainable cost management, showing that preventative care can be both compassionate and cost-effective.

I am committed to helping you afford your health care by using a network of providers that will help keep costs down through a tiered system of access for preventive services; in addition, communicating clearly about what is covered will also help avoid unexpected bills. When medical trends evolve quickly I have taken the initiative to flag this so we can stay current with your best options. By being open and honest with you and working together as partners we can build a relationship based upon trust and make informed decisions in today's tough economic environment.

Tiered provider networks decrease the premium an employer pays each month by limiting access to some of the less important services; however, they do not limit employee's access to their most necessary services. Implementing a wellness incentive program which rewards employees for practicing healthy habits has reduced long term insurance claims as well as increased workplace morale. When employers explain why or how benefits have been adjusted in a transparent manner, it eliminates much of the confusion and anxiety experienced by employees. By choosing a value based health plan (one that is cost effective), an employer can protect their company's financial resources while still providing all team members with a sense of security and support.