When you know you have adequate insurance, you can breathe easily knowing you're covered. If you don't have enough coverage, an accident can leave you worried that your costs will exceed what you're able to cover. Rental car insurance proved the most valuable. On paper, other types of coverage provided a greater monetary benefit, but the rental car reimbursement coverage provided peace of mind that is very valuable.
It is important that drivers understand their Auto policy coverages, especially when it comes time to file a claim. A coverage that is not always included in full coverage, and very nice to have is the Rental Reimbursement coverage. This will reimburse you for the cost of a rental car if your vehicle is inoperable or in the shop for a covered claim. It typically pays a certain amount per day for a rental, with a maximum amount such as $50 each day, with a maximum of $1500 or 30 days. Another nice coverage to have is Gap Insurance if you are financing a vehicle. If at the time of a total loss accident, you owe more on your car loan than what the vehicle is worth, this will pay off the remaining balance of the car loan. I think its very important to review your Auto policy with an Agent every 6 months to a year and make sure you have the coverage necessary for you.