Ensuring a client's investment goals align with their risk tolerance starts with open communication and a thorough understanding of their financial situation. I begin by having detailed conversations about their short- and long-term goals, as well as their comfort with risk. I use tools like risk assessment questionnaires and scenario analysis to gauge their willingness and ability to withstand market fluctuations. Afterward, I propose an investment strategy that aligns their objectives with their risk capacity, regularly reviewing the portfolio to adjust as their goals or risk tolerance evolve. This ongoing, transparent dialogue is key to maintaining a strategy that feels secure and achievable for them.