Honey, the browser extension that automatically finds and applies coupon codes when you shop online. As someone who runs a business and always looks for smart ways to maximize value, this little tool has been a game-changer for both my personal and professional purchases. What I love about Honey is how seamless it is-it works quietly in the background and pops up right when you need it, ensuring you never miss out on savings. For example, when I'm ordering supplies for Bella All Natural or even just treating myself to something personal, Honey has saved me hundreds of dollars over time. It's not just about the big discounts; it's also about the cumulative impact of those small, everyday savings. It feels good knowing I'm being smart with every purchase. What's even better is that Honey tracks price drops and offers cash-back rewards, which I've used to fund other parts of my business or even invest in new products. It's like having a personal assistant dedicated to finding the best deals, so I can focus on more important things. I believe in being resourceful, whether in business or life, and Honey aligns perfectly with that mindset. It's proof that saving money doesn't have to be complicated-it can be as simple as letting technology do the work for you.
Expensify. It's an expense-tracking tool; let me tell you, it's made a world of difference. As a business owner, managing expenses can get overwhelming quickly, especially when you've got to keep track of HVAC parts, repair materials, and all the other supplies we use on a daily basis. Expensify makes it super easy to snap pictures of receipts and categorize them. I no longer have to worry about losing track of expenses or struggling at the end of the month to figure out where all the money went. It's also made things a lot easier during tax season, which used to be a stressful time for me. I don't have to dig through shoeboxes of receipts anymore. Everything is right there, organized and ready to go. For someone running a business where every dollar counts, keeping track of small purchases has helped me save money I might've missed. Plus, it syncs with my accounting software, so I spend less time entering data manually. That's time I can put back into the business. Overall, Expensify has saved me time and money-two things every small business owner needs. It's a no-brainer for anyone who wants to stay on top of their finances without all the headaches.
One app that I find indispensable for saving money is Truebill. It helps me manage subscriptions, track my expenses, and even negotiate bills on my behalf. By using Truebill, I was able to cut down unnecessary subscriptions and save about $200 annually by renegotiating my internet bill. Having faced financial hardships myself, I understand the struggle of keeping track of small expenses that add up. Using Truebill, I finded recurring charges I'd overlooked and immediately felt more in control. For anyone feeling overwhelmed without a clear picture of their finances, Truebill offers a user-friendly interface to regain financial clarity. With Truebill, I wasn't just saving money; I was channeling it into more meaningful spending, like investing in personal growth apps related to my work. This approach ensures that my finances support my long-term goals, aligning with disciplined habits that I coach others in developing.
Trim. One money-saving tool that has helped so much is Trim. It is an AI-driven personal finance management tool that analyzes your spending habits, finds money-draining subscriptions you may have forgotten, and can even negotiate bills on your behalf. It is an all-in-one personal finance assistant. Since I manage multiple software subscriptions and services for my business, these costs can add up quickly. Trim has been invaluable in helping me identify unnecessary and redundant expenses to cut our operational costs without sacrificing essential services/tools. The app helped me to renegotiate our internet and phone charges, resulting in significant savings over the year. On a personal level, the app has made me more mindful of how I spend my money. I can easily track my expenses and identify the money pits I need to close. Trim is a small and less-known tool, but the cumulative savings it can help you make add up quickly making a noticeable difference in your finances.
I swear by Subby, which keeps all my subscriptions in check. It tracks every recurring expense, even those I forgot about. The app highlights duplicate tools and unused services right away. Its clarity helps me make smarter subscription decisions for the agency. Subby has saved us hundreds on unnecessary SaaS subscriptions every year. It flagged overlapping tools that weren't delivering measurable results. Canceling them freed up funds to invest in better-performing software. This simple tool keeps our monthly overhead predictable and optimized.
I use Acorns to round up my purchases and automatically invest the spare change. While it's not a huge amount daily, over time, these small contributions have helped me build an investment portfolio that grows passively without much effort. The beauty of it is how seamless it is; I barely notice the rounds, but they add up to something significant in the long run. Acorns takes the guesswork out of investing, making it easy to start building wealth without any pressure. It's a great way for anyone, especially beginners, to dip their toes into investing with minimal commitment. This tool has transformed my approach to saving and investing, making it feel more like a habit than a task.
Billshark is amazing for negotiating better rates on recurring bills. It contacts service providers directly to lower costs on my behalf. I love how it works quietly in the background for savings. It even refunds overcharges, which I'd otherwise overlook entirely. Billshark reduced our office internet and phone bills significantly. The app saved us nearly 20% on services without any effort. These savings allow us to allocate resources to marketing campaigns. It ensures we're not overpaying for operational necessities anymore.
An app I absolutely swear by is Carted. It's a hidden gem that sends alerts for price drops on clothing and other items you're eyeing. I've saved all my shopping lists on Carted, and it's completely changed how I shop. First, it helps me avoid impulse buying because I only purchase items I've thought about and truly want. Second, I never pay full price for anything anymore. For example, I recently snagged a Patagonia jacket I've been eyeing for years at 40% off! Carted not only saves me money but also encourages mindful spending, making a big difference in my financial life.
Google Sheets One money-saving tool I swear by is Google Sheets. I've tried nearly every budgeting app, but I always come back to this one. It's simple, free, and flexible enough to fit my personal needs. What I love most is the ability to customize it however I want, whether it's tracking monthly expenses, savings goals, or debt repayment. Using Google Sheets has made a huge difference in my financial life. I'm able to see exactly where my money is going and make adjustments in real-time. There's no limit to how I can organize my budget, so I can track everything down to the smallest detail. Since it's free, I'm not tied to a subscription fee, which allows me to save more. It might not have the bells and whistles of some paid apps, but it works for me and keeps my finances on track.
As a senior software engineer at Studiolabs, YNAB (You Need A Budget) has been my financial game-changer, dramatically transforming my personal money management. The app's zero-based budgeting approach allows real-time tracking of every dollar, with machine learning algorithms that predict spending patterns and flag potential overspending. I've reduced unnecessary expenses by 37% and increased my monthly savings rate significantly. Key feature: Automated transaction categorization and proactive financial goal setting. YNAB converts complex financial data into actionable insights, making budgeting feel less like a chore and more like strategic personal finance engineering. The app isn't just a tool - it's a financial optimization platform that turns spending awareness into systematic wealth building.
I always rely on Dyme, a budgeting app that makes tracking and managing expenses easy. A tool like Dyme, for example, works so well because it integrates seamlessly into your life. It doesn't just track expenses-it gives you a clear view of your spending patterns and nudges you to make more informed decisions. That's the real key here: awareness. Once you're aware of where your money is going, you are empowered to redirect it toward your goals-whether that's building an emergency fund, paying off debt, or investing in your future. Financial freedom isn't about drastic sacrifices; it's about smart, intentional choices. Start small, stay consistent, and lean on the right tools to guide you along the way. One of the biggest lessons I've learned is that success with money isn't about how much you have-it's about how you manage it. I've seen people with modest incomes build wealth by simply making a plan and sticking to it. Here's the key: your money should always have a purpose. Whether it's for short-term goals, long-term investments, or giving back, your money should work towards something. And this app has helped me stay focused and on track towards my financial goals, ultimately making a big difference in my financial life. With Dyme, I can set budget categories and track my spending in real-time, making it easier to spot overspending and adjust. The app also links all my accounts in one place for a clear view of my finances.
One money-saving tool I swear by is Truebill (now called Rocket Money). Running a marketing agency means juggling multiple software subscriptions and services, and it's easy for unused or redundant ones to slip through the cracks. Truebill changed that for me. When I started using the app, I discovered we were spending nearly $2,000 a year on tools we no longer needed-things like overlapping analytics platforms and outdated design software. Truebill not only flagged these expenses but also helped negotiate lower rates on recurring bills, saving us an additional $1,200 annually. The real game-changer, though, is the visibility it provides. With everything consolidated into a single dashboard, I can quickly spot trends, adjust budgets, and reinvest savings into areas that drive growth, like team development and client acquisition. For any business leader or individual looking to maximize efficiency and cut unnecessary costs, this tool is indispensable. It's not just about saving money-it's about redirecting resources to fuel what matters most.
One money-saving app I absolutely swear by is Mint. It's a personal finance tool that's simple, intuitive, and has really changed the way I manage my finances. For me, running a business and managing personal expenses requires staying organized and having clear visibility into where my money is going. Mint gives me that clarity-it tracks all my accounts, categorizes my spending, and even alerts me to upcoming bills or irregular transactions. It's like having a personal finance assistant in my pocket. What I love most is how it breaks down my spending habits. As someone who believes in living intentionally, seeing where I might be overspending or where I can save has been eye-opening. It's helped me stick to my financial goals, whether that's reinvesting in my business or setting aside more for personal projects. And the budgeting feature? Game-changer. It's not about limiting yourself but being smarter with your choices. The app has also been instrumental in helping me save for future goals. Whether it's setting aside funds for a new product launch at Teami or planning a vacation, Mint keeps me on track without adding stress. Plus, its intuitive design makes it easy to use even on the busiest days. For anyone trying to take control of their finances, Mint is such a practical tool. It simplifies money management in a way that feels empowering rather than overwhelming. And as a businesswoman, that's exactly what I need to keep things running smoothly-both in my professional and personal life.
I've found Truebill (now Rocket Money) to be an absolute game-changer for managing both my personal and business finances. After it identified several forgotten subscriptions that were quietly draining my account each month, I was able to save over $200 by canceling services I wasn't using. What really sold me was how it automatically negotiates lower rates for bills - it recently got my internet bill reduced by $30/month without me lifting a finger.
Mint is a money-saving app that I firmly believe in. It's a free budgeting application that helps you set financial goals, manage spending, and classify expenses. In addition to providing a detailed picture of my financial situation, including bank accounts, credit cards, and investments, the app notifies me of impending expenses. By pointing up areas where I overspend, such as eating out, and assisting me in rerouting money toward debt payback or savings, Mint has made a big difference. I'm inspired to save for major expenses like emergencies or holidays by the goal-setting function. Its simplicity and the way it automatically arranges my finances in one location are what I adore most about it. Mint has helped me better manage my finances and lessen financial stress by making budgeting an easy habit rather than a burden.
YNAB is a budgeting app that helps you assign every dollar to a job, so you're not just tracking spending but actually planning ahead. What sets it apart is how it encourages you to budget based on the money you already have, not what you expect to earn. It's great for managing both personal and business finances because it forces you to be proactive. For example, I use YNAB to set aside funds for annual expenses like software subscriptions or unexpected emergencies. Dividing costs into monthly amounts makes it easier to stay on top of things without scrambling for cash later. Over time, this has helped me build a buffer that gives me peace of mind when income is unpredictable.
I've found Truebill to be a game-changer for managing both my business and personal expenses - it automatically tracks subscriptions and identifies areas where we're overspending. Last month, it helped me discover three forgotten software subscriptions that were costing my company $89 monthly, and I was able to cancel them right through the app. Based on my experience running an SEO agency, I'd recommend starting with the free version to track your spending patterns before deciding if the premium features are worth it for your situation.
One money-saving app I swear by is Mint. It's a powerful tool that helps track expenses, create budgets, and monitor financial goals all in one place. The app automatically categorizes transactions from linked accounts, giving a clear view of spending habits and identifying areas to cut back. For instance, using Mint, I discovered I was overspending on dining out and set a monthly limit with alerts to stay on track. This simple adjustment saved me hundreds of dollars over several months. Mint's ability to provide real-time insights and customizable budgeting tools has been instrumental in improving my financial discipline. I highly recommend it for anyone looking to streamline their finances and save more effectively.
Honey's browser extension has saved me a ton by automatically finding and applying coupon codes at checkout, particularly for online shopping. It's a huge time-saver since I no longer have to manually search for discounts or worry about missing out on a deal. I've found that it ensures I always get the best price, making my online shopping experience smoother and more budget-friendly. This simple tool has made a noticeable difference in how much I save, and it's become a must-have for me.
The primary money-saving tool that I can vouch for, because I've seen its substantial impact, is a platform I built myself - Wethrift.com. Wethrift isn't just about me professionally, but it's also something I use personally to great advantage. It provides real and working coupon codes, significantly easing the task of finding the best deals online. This unique platform helps average around 3.2 million users per month, including myself, get the best deals at more than 100,000 stores, ranging from big brands to small online shops. Through Wethrift, I've observed a noticeable difference in my finances, largely attributed to the savings acquired with the assistance of genuine coupon codes. It consolidates the best deals under one roof, removing the need to scour the internet for discounts, and has been a guiding compass for my shopping needs, ensuring I make the most of every dollar spent.