Actuaries / insurers / underwriters / ag economists → wind/greensnap risk, premiums, actuarial data needs. How would widespread adoption of short-stature corn change wind/greensnap loss expectations and premiums? What evidence (plot years, storm events, actuarial triggers) is needed to price a discount, and what interim proxies could justify one? Any early signals from private coverage/pilots? 2–4 sentences with specific metrics/case examples; on-the-record; disclose ties to seed/insurers.

Short-stature corn has clear potential to reduce wind and greensnap losses due to its lower center of gravity—especially during late-vegetative storms when traditional hybrids are most vulnerable. To justify a premium discount, insurers would need multi-year plot data showing reduced loss ratios during major wind events. Interim proxies could include comparative lodging rates across side-by-side trials or early private pilot program results showing reduced claims frequency. No direct ties to seed companies or insurers. I am an insurance agent who writes farm policies.