The TD Cash Credit Card is a great option for 2024, offering substantial cashback on dining and grocery store purchases. The card also includes a sign-up bonus and no annual fee. Its introductory APR on balance transfers and purchases makes it a good choice for those looking to manage existing debt or new purchases.
The Southwest Rapid Rewards Plus Credit Card is my go-to for 2024, especially for frequent Southwest flyers. The rewards on Southwest purchases are generous, and the sign-up bonus can get you closer to earning a Companion Pass. There's an annual fee, but the anniversary points and other travel benefits can make it worthwhile for Southwest loyalists.
Very hard to beat the Capital One Spark 2% Cash Plus. This is an amazingly versatile card that gives an easy 2% back on all purchases. Any business with a decent monthly credit card spend will see the benefits very quickly. It's not our only card, but it's the true workhorse in our arsenal.
If you are choosing a credit card for the year 2024, I would say it will depend on your spending habits and credit status. For example, Amex Blue Cash Preferred- is excellent for grocery rewards because of its 6% in supermarkets. For those who just need cash back, Wells Fargo Active Cash- does it with a straight 2% on everything and no annual fee. Therefore, for balance transfers, you should consider Citi Diamond Preferred-, which has an introductory rate of 0% for the first twenty-one months. Even though it has expensive annual fees, frequent travelers should look at Capital One Venture X Rewards, as it provides significant travel benefits. Looking to build your credit? Then Discover it- Secured is the one that you can rely on. Thus, for fair credits Citi Double Cash- is the best, as one gets 2% cash back in any way. It is important to take note that Chase Sapphire Reserve- is irreplaceable when it comes to luxury travel. This means that one should choose based on their lifestyle and financial goals in order to achieve what they want!
In 2024, the Marriott Bonvoy Boundless Credit Card is excellent for those loyal to Marriott hotels. The rewards rate on Marriott purchases is impressive, and it offers a free night's stay every year after your card anniversary. The sign-up bonus is substantial, and cardholders get automatic Silver Elite status, enhancing the travel experience. The annual fee is justified by the rewards and benefits for frequent travelers.
The Delta SkyMiles Gold American Express Card is a great option for 2024, especially for frequent Delta flyers. The rewards on Delta purchases and the welcome offer are attractive, and the free checked bag benefit adds significant value. The annual fee is waived for the first year, making it a great time to try out the card’s benefits.
I'd recommend the Ink Business Cash Credit Card from Chase for 2024. It offers great cashback rates in common business categories like office supplies and internet services. The introductory APR on purchases, substantial sign-up bonus, and no annual fee make it a strong choice for business expenses.
The Wells Fargo Active Cash Card is a top contender for 2024. It offers unlimited cash rewards on purchases, which is straightforward and easy to manage. There's no annual fee; the card includes cell phone protection as a bonus. The introductory APR offer on purchases and balance transfers is another attractive feature, making it a solid choice for everyday use.
The Amex Blue Cash Preferred is my choice for best card in 2024 due to high rewards on everyday spending. With 6% back on groceries and 3% on gas and transit, the cash back on this card is simple and generous. Despite earning strong rewards, APRs are reasonable and customer satisfaction is high based on surveys I've seen. With an effective $95 annual fee, this card's easy to earn an outsized amount of rewards that offset the cost.
In 2024, the Costco Anywhere Visa Card by Citi is ideal for Costco members. The cashback on Costco purchases, gas, restaurants, and travel is competitive. There’s no annual fee with your Costco membership, and the cashback rewards can be substantial for regular Costco shoppers.
The Apple Credit Card is a fantastic choice for 2024, especially for Apple enthusiasts. It offers cashback on Apple purchases, as well as daily cashback on all other purchases made with the card. The integration with Apple Pay makes it incredibly user-friendly, and there's no annual fee. Plus, the focus on privacy and security is a big draw.
The AMEX Green Card and Platinum Card are both excellent options. The Green Card has low membership fees and a high rewards rate on food, travel, and transportation. The Platinum card is terrific for someone who travels as there is a huge potential for rewards on flights and hotels with airport lounge access included as well. Look into the hotel and travel benefits with Hilton and Marriott as well.
The Bank of America Customized Cash Rewards credit card is a great pick for 2024. It allows you to choose your top cashback category from a list, which you can change monthly. This customization, combined with no annual fee, makes it very user-friendly. The card also offers an introductory APR period and a decent cash rewards bonus opportunity.
The Ally CashBack Credit Card is a solid choice for 2024, offering competitive cashback rates, particularly on gas and grocery purchases. The no-annual-fee feature is a major plus, and the card also provides a modest signup bonus. It's especially appealing for those who have an Ally savings or checking account, as it offers a bonus for depositing rewards into an Ally account.
For 2024, the Petal 2 Visa Credit Card is my suggestion, especially for those with limited credit history. It doesn't require a credit score to apply and offers cashback on all purchases, which can increase over time. There’s no annual fee, and the card focuses on helping users build credit, making it an excellent starter card.
The U.S. Bank Visa Platinum Card is my top choice for 2024 for those looking to manage existing debt. It offers one of the longest introductory APR periods on balance transfers and purchases. While it doesn’t offer rewards, its appeal lies in debt management and no annual fee. The card is especially beneficial for those looking to make a large purchase or transfer a balance and pay it down over time.
The American Express Gold Card not only offers a wide array of perks but it gives users a lot more flexibility in how they can enjoy and redeem their rewards, making it a standout choice for 2024. American Express Gold Card members can easily redeem points for gift cards, merchandise, travel, and more. This caters to diverse consumer preferences, making it an appealing choice for those seeking a rewards credit card with comprehensive benefits. To top it off, it has a range of benefits, such as airport lounge access, hotel and travel credits, and car rental upgrades with Hertz.
I'm a big fan of the Chase Freedom Unlimited Card. It offers boosted flat rate and bonus categories for earning points and great redemption rates on travel and dining which is what I typically use my points for. It's got a decent APR and no annual fee which I personally like as I'm already paying for one annual fee card and wasn't looking to add another.
I believe the best credit card for 2024 depends on individual spending habits and financial goals. However, a card that consistently stands out offers a balance of generous rewards, competitive interest rates, and excellent customer service. Cards with flexible rewards points, low or no annual fees, and additional perks like travel insurance and no foreign transaction fees tend to be highly valued. It's also crucial to consider the issuer's reputation for customer satisfaction and support.
The EcoRewards Card is the best credit card for 2024 considering rewards, interest rates, and customer satisfaction. It offers competitive rewards for eco-friendly purchases and investments, encouraging sustainable choices. With attractive interest rates, it provides financial benefits for cardholders. Customer satisfaction is ensured through reliable customer support and a commitment to sustainable values. For example, cardholders can earn bonus rewards for buying electric vehicles or supporting renewable energy initiatives. The EcoRewards Card stands out as an innovative and conscious choice for environmentally-minded individuals in 2024.