First-Time Homebuyer Experts 2025

Real Estate Investing - Andy has been investing in real estate since 1990, and in 2006 formed an educational company called Regular Riches and travels the country teaching the “Buy Low, Rent Smart, Sell High” investing model. Andy and his real estate partner have authored two best-selling real estate investment books, and the “Buy Low, Rent Smart, Sell High” model was profiled and recommended by Fortune Magazine. . His first book was featured and profiled by Fortune Magazine. Andy is an expert in REOs, foreclosures, land-lording, investment financing, rehabbing, and lease-options.

Patrick Schultz brings a sharp analytical edge to real estate investing, shaped by his experience as a research analyst for Jim Cramer on CNBC’s Mad Money. His deep understanding of financial markets, asset valuation, and investment strategies allows him to identify undervalued properties and optimize yield across his real estate portfolio. Alongside his wife, Hilary Schultz—a licensed real estate agent in Texas and Florida— their small family owned portfolio of businesses operate across every stage of residential real estate. They acquire homes, execute strategic renovations in SFR properties, and selectively retain assets that align with their long-term investment strategy. For Patrick and Hilary, real estate isn’t just about buying and selling—it’s about crafting solutions for homeowners. Whether purchasing homes for cash, revitalizing physically distressed properties, or helping sellers move forward with confidence, they approach every transaction with a problem-solving mindset. Their goal? Delivering outsized returns for investors while creating a delightful real estate experience for Texas home sellers.​

I am an attorney and owner of Alpine Mortgage. As a seasoned mortgage banker and real estate attorney for over 20 years I can offer insights into real estate finance and law. Throughout my career, I have been committed to making the mortgage process clear and understandable so my clients are informed and confident in their financial decisions. My deep understanding of both the financial and legal side of real estate transactions allows me to contribute unique perspectives on mortgage trends to property laws. As a passionate advocate for transparent and ethical practices in the real estate industry, I am eager to share my knowledge and experiences through engaging articles that inform and empower readers on real estate and mortgage finance. Whether you're looking for expert commentary on mortgage trends, real estate market analysis or insights into property law, I offer practical advice from my years of real estate transactions and legal consultations.

I’m Erica Diaz, founder of the Erica Diaz Team, a top-producing real estate group based in Winter Garden, Florida. Over the years, I’ve helped guide hundreds of families through the buying and selling process across Central Florida, from Winter Garden and Windermere to Clermont, Winter Park, and beyond. My team and I recently reached a milestone of more than $300 million in closed sales, a reflection of the trust clients place in us and the results we consistently deliver. Recognized as a Zillow Premier Agent and named one of Central Florida’s top real estate groups by the Orlando Business Journal, my work has also been validated by over 750 verified five-star Google reviews from buyers and sellers who have experienced our commitment firsthand. Beyond sales volume, I pride myself on bringing deep local knowledge, honest guidance, and premium marketing strategies such as video walkthroughs, 360° tours, professional staging, and photography that help my clients stand out in today’s competitive market. As a longtime Winter Garden resident and community advocate, I understand not only the numbers behind Central Florida’s housing market but also the lifestyle that makes this region so desirable. Whether it is helping a first-time buyer find the right neighborhood, assisting a family relocating for work, or positioning a luxury listing for maximum exposure, I focus on making every real estate transaction as smooth and successful as possible.

Devin Todd Ramsey is a licensed REALTOR® and a lifelong Berea, KY resident, bringing deep community knowledge and a client-centric approach to every transaction. Since becoming licensed in 2019, she has closed 90+ transactions, specializing in first-time buyers, relocations, move-ups, and downsizing. Affiliated with Berkshire Hathaway HomeServices Foster Realtors, Devin combines local expertise with professional designations—including ABR, AHWD, e-PRO, PSA, CREN, and C2EX—to provide a seamless and data-driven home buying and selling experience. Her commitment to excellence has earned numerous accolades, including Top 2 Agents in Kentucky (Q2 2025), Newcomer of the Year awards from Weichert Realtors Ford Brothers (2020), Berea Chamber of Commerce (2021), and BHHS Foster Realtors (2024), as well as the Unsung Hero of Madison County (2020) and the Connie Lawson Community Champion Award (2025). Devin’s consistent 5.0-star ratings on Google (67), Zillow (25), Realtor.com (10), and FastExpert (23) demonstrate her unwavering dedication, responsiveness, and professionalism. As a Tom Ferry elite coaching client, Devin combines cutting-edge strategies with a holistic service model to guide clients through complex transactions in a fast-moving market. Her deep roots in Berea allow her to provide insider knowledge on neighborhoods, school systems, and community trends, making her a trusted advocate for buyers and sellers alike. For anyone navigating the Berea real estate market, Devin Todd Ramsey represents a proven, knowledgeable, and highly respected partner.

As a Senior Mortgage Advisor and owner of MacLagan Home Loans, I guide homebuyers, homeowners, and investors through the mortgage process with clarity, confidence, and strategy. Known to many as Alex The Mortgage Doctor, I break down complex lending guidelines into simple, actionable steps so clients always understand their options and feel empowered in their decisions. My background as a real estate investor—having participated in more than 100 renovation projects and building my own rental portfolio, gives me a unique ability to structure loans with both short-term affordability and long-term wealth in mind. I work with first-time buyers, move-up buyers, self-employed clients, and real estate investors, offering everything from conventional and FHA/VA loans to DSCR, fix & flip, and other specialized financing. My mission is to deliver a smooth, strategic mortgage experience rooted in education, transparency, and advocacy. Whether someone is buying their first home or expanding their investment portfolio, I ensure they receive honest guidance, competitive options, and a process they can trust from start to finish.

I’m Amanda New, the Founder and CEO of Cash For Houses Girl, which is based in Richmond, VA. I have been in the real estate industry for more than 12 years now and during this time, I've successfully bought and sold hundreds of properties. I have learned much from this journey and, therefore, I am really interested in sharing my thoughts and experiences with you.

Real estate investing industry expert and digital strategist.Investing | Investor…

I am a life long lover of all things real estate and construction since I was a young man building all kinds of forts. At 53yo, today we specialize in many exit strategies in both residential and commercial real estate investing. I love what I do and sharing the knowledge is my way of paying it forward!

Kevin Rodriguez is the Founder & Broker of MortgageToday LLC, a modern, tech-forward mortgage brokerage built around the mission of delivering Borderless Mortgages and Modern Lending Solutions. After spending several years as a digital nomad and now living abroad as an expat in Bangkok, Kevin built his company on the belief that the mortgage industry must evolve to serve the borrowers of today—not yesterday. He specializes in alternative underwriting, DSCR strategies, and Non-QM lending, with a focus on innovative, technology-driven mortgage solutions. Kevin frequently provides commentary on modern lending trends, the future of mortgage technology, and the shift away from traditional underwriting. MortgageToday’s philosophy is simple: We find a “Yes” when others say “No.” NMLS #1959152 | #2727066

Hi, I'm Robert Kirkland, your go-to real estate agent right here in Central Florida! I specialize in Volusia County – Port Orange, Daytona Beach, Ormond Beach, and all the amazing communities in between. Whether you're a first-time buyer ready to turn that dream home into reality, a seller looking to get top dollar, or an investor hunting for the next great opportunity along our beautiful coast, I’ve got you covered. What sets me apart? I truly love what I do. From that first friendly “hello” at an open house to handing over the keys on closing day, my goal is to make the entire process smooth, stress-free, and even fun. I’m big on clear communication, personalized attention, and building relationships that last long after the deal is done. I stay on top of the latest tech and marketing tools (you’ll see me all over Facebook, Instagram, X, and LinkedIn) so your property gets maximum exposure and we find the perfect match for buyers fast. Born and raised with a deep love for this area, I know these neighborhoods inside and out—the hidden gems, the best schools, the up-and-coming spots, and everything that makes living here so special.

Data-driven growth marketing leader specializing in high-growth B2C/B2B fintech, marketplace, and SaaS startups. Demonstrated success in spearheading GTM strategies and maximizing revenue through innovative growth experiments and demand generation initiatives.Specialties: Growth marketing strategy, go-to-market strategy, demand generation strategy, lifecycle marketing & automation, and customer activation & retention.

Some people list houses. Hilary Schultz builds solutions. With over 20 years in the industry as a licensed Realtor in Texas and Florida, she helps homeowners sell with confidence—whether through a fast and fair cash offer, a carefully structured listing, or a creative financing strategy. She and her husband operate a portfolio of real estate companies that cover every stage of the home-selling process. From acquiring and renovating distressed properties to managing long-term investments, their businesses are designed to create value while giving sellers real options. Hilary understands that no two home sales are alike, which is why she takes a problem-solving approach to every transaction. Her expertise in market trends, negotiations, and deal structuring allows her to help homeowners find the best path forward—quickly, efficiently, and with real financial results.

Patrick Schultz brings a sharp analytical edge to real estate investing, shaped by his experience as a research analyst for Jim Cramer on CNBC’s Mad Money. His deep understanding of financial markets, asset valuation, and investment strategies allows him to identify undervalued properties and optimize yield across his real estate portfolio. Alongside his wife, Hilary Schultz—a licensed real estate agent in Texas and Florida— their small family owned portfolio of businesses operate across every stage of residential real estate. They acquire homes, execute strategic renovations in SFR properties, and selectively retain assets that align with their long-term investment strategy. For Patrick and Hilary, real estate isn’t just about buying and selling—it’s about crafting solutions for homeowners. Whether purchasing homes for cash, revitalizing physically distressed properties, or helping sellers move forward with confidence, they approach every transaction with a problem-solving mindset. Their goal? Delivering outsized returns for investors while creating a delightful real estate experience for Texas home sellers.​

Something else happened when I purchased my first home. I developed a love of improving properties. The first home I purchased was a true “fixer upper.” I put work into it, and I learned from the contractors I hired to do the heavy lifting. I was encouraged by the positive responses I got for my hard work from family, friends and neighbors. Since then, I’ve taken on more “fixer uppers,” and I have learned which investments pay off and how to find trustworthy contractors who bring value to the projects. As a Realtor, I act as a home advisor to my clients, sharing my home-improvement knowledge with them. For buyers, that means I am happy to advise you on which projects will provide you with a good return on investment, and I can steer you toward the area’s best contractors. For sellers, that means I can help you make inexpensive, worthwhile changes that will make your home more attractive to buyers.

Real Estate Professional, CRS, CLHMS, CNE, ASP® RE Institute For Luxury Home Marketing Member Certified Luxury Home Marketing Specialist™ Million Dollar GUILD™ Certified Residential Specialist Certified Negotiation Expert Florida Homestead Expert ASP® RE | Accredited Staging Professional® Real Estate Agent Member of IAHSP® | The International Association of Home Staging Professionals® License: ER.040046620 CO License: BK.3395660 FL Natalia has been helping clients find their dream homes since 2005, building her real estate career in the beautiful ski resort town of Breckenridge, Colorado. <p>Having moved there in 2002, she quickly fell in love with the community and began specializing in a wide range of properties — from <a href='https://www.luckymountainhome.com/breckenridge_real_estate/ski_in_ski_out_property/'>ski-in/ski-out retreats</a> and golf course residences to lakefront condos for sale, </p> <p>&nbsp;</p> <p>luxury <a href='https://www.luckymountainhome.com/breckenridge_real_estate/homes/'>single-family homes</a> , townhouses, duplexes, and land across Summit County. Natalia’s expertise doesn’t stop in Colorado. She also represents buyers and sellers in Naples, Florida, bringing her clients the best of both worlds: mountain living in the Rockies and coastal luxury on Florida’s Gulf Coast. Having managed her own investment property in Silverthorne, Colorado, Natalia understands firsthand the value of smart real estate decisions. | Real Estate | CO Real Estate License | Real Estate Market | Residential Real Estate | Fl Real Estate License | Real Estate Investing | Real estate professional and property management expert, specializing in investment properties, asset oversight, and forward-thinking business strategies. Currently serving as the managing broker for Resort Real Estate Inc located in Breckenridge, Colorado. As your Buyer’s Advocate, we can streamline the journey of <a href='https://www.luckymountainhome.com/breckenridge_real_estate/'>searching for a home in Breckenridge</a>, making the experience more straightforward and effective than navigating it solo. We assist with securing financing, help establish your budget for your next residence. Our goal is to save you valuable time by pinpointing properties that align with your preferences, presenting only the most suitable options. When you find a property that piques your interest, we’ll analyze comparable listings in the vicinity to assist in crafting a competitive offer. </p>

With over 13 years as a mortgage broker and holding the highest license available in Ontario, I bring unparalleled expertise and personalized service to my clients. My career highlights include being named runner-up for Best New Mortgage Broker in Canada and receiving numerous awards such as RMG's Top 75 Brokers in Canada and Best Mortgage Broker in Barrie, Collingwood, and Orillia. Specializing in helping those undergoing separation, working with reverse mortgage clients, and supporting everyone from first-time homebuyers to seasoned investors, I ensure tailored solutions for all. My commitment extends beyond business, as I actively contribute to my community as Vice President of Big Brothers Big Sisters of Barrie & District and aim to foster holistic financial solutions through expanding my professional network. With roots in Vancouver and a family-oriented life in Ontario, my approach is grounded in a deep understanding of diverse client needs and a passion for making a difference in their lives.

I am a full-time real estate investor specializing in house flipping and rental conversions. I am the owner of Hamilton House Buyers a home buying company based out of Hamilton, ON, Canada. With a keen eye for undervalued properties, I focus on transforming them into desirable homes or rental units that meet market demand. My approach combines strategic investment, efficient project management, and a deep understanding of local real estate trends to ensure profitable outcomes. By leveraging my expertise, I aim to create lasting value for both buyers and renters, ensuring each project is handled with precision and care.

Patrick Schultz brings a sharp analytical edge to real estate investing, shaped by his experience as a research analyst for Jim Cramer on CNBC’s Mad Money. His deep understanding of financial markets, asset valuation, and investment strategies allows him to identify undervalued properties and optimize yield across his real estate portfolio. Alongside his wife, Hilary Schultz—a licensed real estate agent in Texas and Florida— their small family owned portfolio of businesses operate across every stage of residential real estate. They acquire homes, execute strategic renovations in SFR properties, and selectively retain assets that align with their long-term investment strategy. For Patrick and Hilary, real estate isn’t just about buying and selling—it’s about crafting solutions for homeowners. Whether purchasing homes for cash, revitalizing physically distressed properties, or helping sellers move forward with confidence, they approach every transaction with a problem-solving mindset. Their goal? Delivering outsized returns for investors while creating a delightful real estate experience for Texas home sellers.​