Loan Management Professionals to Know 2025

As a Senior Mortgage Advisor and owner of MacLagan Home Loans, I guide homebuyers, homeowners, and investors through the mortgage process with clarity, confidence, and strategy. Known to many as Alex The Mortgage Doctor, I break down complex lending guidelines into simple, actionable steps so clients always understand their options and feel empowered in their decisions. My background as a real estate investor—having participated in more than 100 renovation projects and building my own rental portfolio, gives me a unique ability to structure loans with both short-term affordability and long-term wealth in mind. I work with first-time buyers, move-up buyers, self-employed clients, and real estate investors, offering everything from conventional and FHA/VA loans to DSCR, fix & flip, and other specialized financing. My mission is to deliver a smooth, strategic mortgage experience rooted in education, transparency, and advocacy. Whether someone is buying their first home or expanding their investment portfolio, I ensure they receive honest guidance, competitive options, and a process they can trust from start to finish.

Damon Paull, AWMA® - Financial Advisor, Best-Selling Author, Military Veteran As a wealth management advisor and Amazon best-selling author in Money and Business, Damon Paull brings a military precision to financial journalism. His recent collaboration with former FBI hostage negotiator Chris Voss on "Empathetic Leadership" shows he can take complex financial concepts and turn them into stories that resonate with everyone. With over 8 years of industry experience and a background as a Marine Corps veteran and State Department contractor, Damon writes about: • Intergenerational wealth transfer • Corporate benefit plan optimization • Investment portfolio construction • Business succession planning • Veteran financial empowerment • Global market analysis through a geopolitical lens As a Wealth Management Advisor at Cetera Investors, Damon’s expertise goes beyond traditional financial planning. He uses cutting-edge financial technology and analysis tools to bring you fresh perspectives on emerging trends and investment opportunities. His writing style is data-driven with a storyline, making complex financial concepts accessible to sophisticated investors and general audiences. Regular contributor to discussions on wealth preservation, market dynamics and financial technology. Damon welcomes opportunities to provide professional commentary and in-depth analysis for financial publications looking for expert opinions on wealth management and investment strategies. For editorial inquiries or commentary: Damon Paull, AWMA Damon.Paull@ceterainvestors.com 832.535.2286 Glen Allen, VA Available for national and international commentary Cetera Investors. Damon Paull, Wealth Management Advisor. Securities and Insurance Products offered through Cetera Investment Services LLC, member FINRA/SIPC. Advisory services offered through Cetera Investment Advisers LLC. 140 EASTSHORE DR. SUITE 105, GLEN ALLEN, VA 23059. 804-346-4670. The opinions expressed are those of the writer, not recommendations of Cetera Investment Services LLC or its representatives.

Dawn finds me decoding the overnight bond market coffee cooling while a 4‑basis‑point shift in the 10‑year nudges today’s 30‑year quotes. I translate that twitchy data into plain‑English guidance borrowers (and the journalists who cover them) can use before their next cup. Sixteen years of engineering Fortune 100 revenue taught me one thing: speed wins. Full stop. Clarity seals the deal. Now I apply the same analytics‑and‑automation playbook to home financing, publishing the daily mortgage update, designing no‑code workflows that shave days off processing, and keeping compliance front and center. Need insight on a deadline? I can deliver: • Context for today’s 30‑ & 15‑year rate swings • How a 20‑point credit shift reshapes an APR • The tech behind faster closings from one‑tap POS apps to AI underwriting • The compliance fine print every borrower should bookmark • Quoted by Realty News, CreditUtilization.net, and Brokerage Tips. Offline, my family calls me the “Zen Dad,” proof that calm strategy wins deals and bedtime battles alike. Omaro Ayloush — NMLS #2036765 | Loan Factory NMLS #320841

Manny Oloyede is the Branch Manager of Green Lending – Akron, with nearly a decade of experience helping families and investors navigate the mortgage process. Known for his transparent communication, fast closings, and creative financing strategies, Manny takes a personalized, goal-oriented approach to every loan. NMLS #1824463.

I am an Institutional Debt Market Architect with more than 17 years of experience designing the valuation, liquidity, and recovery protocols that banks, credit unions, fintech lenders, and private credit funds rely on to make high-stakes decisions. I’ve advised on, analyzed, or helped broker over $100 billion in performing and non-performing receivables across consumer, commercial, auto, BNPL, mortgage, and specialty finance asset classes. My work sits at the intersection of portfolio valuation, lending risk, distressed-asset strategy, and AI-driven recovery intelligence. I help institutions understand the true condition of their receivables, uncover hidden risk, and translate complex credit dynamics into clear, actionable decisions. When lenders need to determine whether to hold, recover, restructure, or sell an asset, I’m the person they call. As Director of Portfolio Liquidity & Asset Disposition at Fitzgerald Advisors, I architect and execute loan-sale strategies, oversee due diligence, and structure NPL and charged-off debt transactions that maximize proceeds while maintaining regulatory integrity. I also build the technology that powers modern receivables strategy. I created Debt Catalyst, an AI-driven valuation and liquidation-curve engine used by professional debt buyers and investors. I developed Bank Watch Pro, a real-time intelligence platform that interprets FDIC and NCUA call-report data to identify institutional credit risk, NPL trends, charge-off exposure, and early-warning indicators. Across my ventures, I focus on one mission: turning distressed receivables, delinquency, and charge-offs into liquidity, clarity, and competitive advantage for financial institutions. I provide expert commentary on: Distressed portfolio valuation & credit-risk analysis NPL and charged-off debt sales Fintech lending trends & BNPL credit performance Bank & credit union financial health (FDIC/NCUA analytics) AI in collections, segmentation, and liquidation modeling Regulatory and compliance implications in debt markets I don’t follow the debt markets — I architect them. And I use that experience to help lenders, investors, and agencies make smarter, faster, and more profitable decisions.

Christopher W. Adam is an automotive industry expert with deep experience across the collector, classic, exotic, and electric vehicle markets. As Director at Woodside Credit, the nation’s leading lender for auto enthusiasts, he brings more than a decade of financial expertise focused on how passion, lifestyle, and market trends drive purchasing and financing decisions. Adam is a frequent presence at major automotive events and auctions, collaborating with leading manufacturers, dealerships, and auction houses. His insights—spanning from the timeless appeal of collector cars to the emerging influence of EVs—make him a trusted voice on the evolving intersection of finance, innovation, and the enthusiast market.

I started out in finance in 2008. It has been a blast. I have built a business and, in the process, have won my time back. I now have time to write. So here I am, demystifying banks and lending, and empowering people with the best tool of all—knowledge.

I’m a results-driven Project Management Director with a strong background in legal funding operations, strategy execution, and cross-functional team leadership. At High Rise Financial, I lead initiatives that streamline processes, enhance service delivery, and support client advocacy through innovative solutions. My mission is to deliver scalable systems that align with growth while maintaining a human-first approach to leadership.

Expertise in Consumer Finance, Marketing, Real Estate, and E-commerce. Outstanding communication and interpersonal skills, which develops productive working relationships with individuals at all levels. Dedicated and motivated manager, who easily manages individuals and teams to produce optimum results. Strategic and analytical with experience developing and executing marketing plans, and managing digital and social media production. Creative writer with expertise in developing copy material, press materials, scripts, and content. Strong financial skills in managing P& L. Specialties: real estate, contract negotiation, banking and finance,marketing, merchandising, e-commerce,mortgage sales, recruiting, copy-writing,

With over 24 years of hands-on experience in trade finance and banking, I help businesses navigate the complexities of International Trade with confidence. My expertise covers the full spectrum of Letters of Credit (LCs)—including Documentary Credits, Usance LCs, Back-to-Back LCs, and Standby LCs—ensuring every transaction is smooth, compliant, and risk-mitigated. I work closely with exporters, importers, banks, and logistics providers to bridge gaps and streamline cross-border deals. My knowledge spans Finance, Accounting, Banking, UCP 600, ISBP 821, Incoterms 2020, and the latest in Trade Finance—from blockchain-enabled LCs to electronic documentation platforms. Over the years, I’ve guided exporters, importers, SMEs, and entrepreneurs as they expand into international markets. Whether you’re already trading globally or just starting your export journey, my goal is to provide expert guidance and practical tools to help you reduce risks and seize opportunities in global trade.

I have helped over 1300 Kentucky Families have used me for their mortgage loan in Kentucky for the last 20 years. If you need a second opinion or answers to any mortgage questions, please reach out to me. I offer free advice. I specialize in Kentucky First Time Homebuyers FHA, VA, USDA & Rural Housing, KHC and Fannie Mae mortgage loans. I have helped over 1300 Kentucky families buy their first home or refinance their current mortgage for a lower payment; Kentucky First time buyers we still how available down payment assistance with KHC. Free Mortgage applications/ same day approvals. Web site is not endorsed by the FHA, VA, USDA govt agency. Text/call 502-905-3708 kentuckyloan@gmail.com NMLS 57916 NMLS 1738461Get in Touch10602 timber wood circleLouisville, Kentucky 40223USAkentuckyloan@gmail.comCall/text 502-905-3708

Freeman Douglas is a Veteran Owned, Homeownership Referral Network that encompasses the entire life cycle of homeownership from your first purchase, through Wealth Management, Estate Planning and beyond. The industry professionals at Freeman Douglas boast astute knowledge used for their clients successful journey through homeownership and all of the perks that come with it. Largely focused on community outreach and a nationwide Homes for Heroes initiative, the teams at Freeman Douglas work hand in hand with local and national network partners to reward our Heroes.Proud to be featured as a top Business Profile for Banking & Finance in Northeast Florida's Premier Magazine, Buzz News Weekly. Coming in 2024, the New Florida Affordable Housing Initiative headed by the Freeman Douglas Network will aim to provide affordable homeownership options for Floridians across the state!

I’ve been in the lending industry since 1985 and have been originating home loans since 1992. With four decades of experience, I bring a depth of knowledge and perspective to every transaction. I believe that everyone’s financial situation is unique, and there’s no one-size-fits-all mortgage. My focus is on truly understanding each client’s goals, simplifying the manufactured home loan process, and making what can be one of life’s biggest financial decisions as smooth and stress-free as possible.

John T. Patton is a business school graduate of St. John’s University in New York City and has lived and worked in Florida for over 36 years. He began his real estate career in 2006 as a real estate auctioneer with one of the most established auction firms in the United States. During that time, John worked closely with real estate developers, banks, and homeowners, helping them market and sell properties using the accelerated auction method. When the housing market stabilized in 2010, John transitioned out of the auction industry and began acquiring bank-owned properties and single-family homes directly from homeowners. He also oversaw the acquisition, renovation, and leasing of both single-family and multifamily properties for a regional rental housing company specializing in clean, professionally managed, and affordable housing across South Florida and Toledo, Ohio. John holds an active real estate license in the State of Florida and is a proud member of the Central Florida Real Estate Investors Association (CFRI) and the Dade Real Estate Investors Association (DREIA). He is passionate about helping individuals and families overcome personal or financial challenges by providing fast, effective solutions to sell their homes. Whether you’re facing a difficult situation or simply ready for a change, John is committed to helping you sell your property and move forward with confidence.

Paul Gillooly is a financial specialist and the Director of Dot Dot Loans, with over ten years of experience in subprime lending. With extensive knowledge of consumer finance in the UK, Paul is a reliable individual in the bad credit lending sector. At DotDotLoans.co.uk, he helps individuals with poor credit scores find appropriate lenders who can provide financial help. Paul also offers guidance on improving financial management and building better credit scores.

Technical product manager with 6+ years of experience driving growth across Web2 and Web3 startups. He led product and growth at Tiggy, boosting GMV by 20% before its acquisition by Buggy, and later managed zkBob, helping the app reach $1.5M TVL and co-authoring research on private on-chain operations Now at Blockscout, an open-source blockchain explorer, Mike has launched multiple products from scratch, increased traffic by ~30%, attracted new enterprise clients, and onboarded 1M+ retail users through a loyalty program he designed. He regularly represents Blockscout at major industry conferences including ETHcc, Devcon, and DappCon

The Privahan Sewa offers a variety of services, including online services, Sarathi Parivahan driving license services, Vahan parivahan vehicle registration permits, Check post tax payments, RTO registration, learner’s license services throughout India. https://parivahansewa.app/

Sales and tech strategist driven to the front lines of the fintech evolution within the mortgage lending industry. Ambitiously working to create new opportunities, simplify processes, and pioneer modern solutions. Over 15 years of experience in the financial industry as an executive, strategist, consultant, trainer and team developer. •Founder of Liberty Financing LLC Previously: •Chief Strategy Officer at American Financing Corporation •Investment Advisor at Charles Schwab Knowledge and in depth experience ranges across technology innovation and integration (API, AI, Web design, SEO, SaaS), marketing, mortgage lending, business development, sales training, project management, data analysis and financial analysis. I’m passionate about providing the absolute best experience for our customers and the most rewarding career opportunities for our hard working high quality team members Current NMLS MLO State Licenses. Previously held FINRA Series 7 & Series 66 Licenses, Life and Health Insurance License, and Accredited Asset Management Specialist designation from the College of Financial Planning.

Larry has over 35 years of industry experience in high tech, home care and Indirect Spend reduction consulting. Having worked at various high tech companies including Data General Corporation (now Dell Technologies) and Lucent Technologies (now Nokia) in his early career, owning and managing a Home Care company in his middle career and now owning and operating a Cost Reduction franchise, Larry has gathered experience and deep skills working with individuals, small and medium businesses and Fortune 100 business executives. His nation-wide clients span multiple industries including automotive, restaurants, schools, hotels & hospitality, healthcare, manufacturers, REITs and even bicycle shops. Larry provides his clients with strategies for long-term sales growth and analyzes and implements cost reduction programs that provide for mid-line expense reduction and bottom line growth and profitability.

Gaurav Shah is the Managing Partner of Trident Renewables, advising institutional investors and corporate leaders on renewable energy, advanced biofuels, green hydrogen, and the broader energy transition. With nearly two decades of experience operating and investing in renewable energy businesses, evaluating technology pathways, commercial models, and regulatory pathways (IRA, OBBBA, LCFS, EU Fit for 55, TCFD, Scope 3, ESG) across the US, EU, and UK, he helps decision-makers navigate complex climate and energy markets with clarity. His work spans commercial due diligence, technology feasibility, carbon markets, SAF and e-fuel pathways, green hydrogen economics, and emerging clean-energy infrastructure. Drawing on both technical training and deep experience in private capital, Gaurav distills highly technical information like IRA incentives, LCFS/CORSIA frameworks, feedstock dynamics and GHG emissions accounting into practical insights that inform strategic investment and policy decisions. He is regularly sought after for his ability to simplify complicated climate tech topics and connect engineering realities with financial, regulatory, and market outcomes.