Mortgage Brokers Experts 2025

I started out in finance in 2008. It has been a blast. I have built a business and, in the process, have won my time back. I now have time to write. So here I am, demystifying banks and lending, and empowering people with the best tool of all—knowledge.

Sales and tech strategist driven to the front lines of the fintech evolution within the mortgage lending industry. Ambitiously working to create new opportunities, simplify processes, and pioneer modern solutions. Over 15 years of experience in the financial industry as an executive, strategist, consultant, trainer and team developer. •Founder of Liberty Financing LLC Previously: •Chief Strategy Officer at American Financing Corporation •Investment Advisor at Charles Schwab Knowledge and in depth experience ranges across technology innovation and integration (API, AI, Web design, SEO, SaaS), marketing, mortgage lending, business development, sales training, project management, data analysis and financial analysis. I’m passionate about providing the absolute best experience for our customers and the most rewarding career opportunities for our hard working high quality team members Current NMLS MLO State Licenses. Previously held FINRA Series 7 & Series 66 Licenses, Life and Health Insurance License, and Accredited Asset Management Specialist designation from the College of Financial Planning.

My name is Scott Bialek, Co-founder at Hurst Lending, a mid-sized mortgage lender offering conventional loans, jumbo loans, and a wide range of specialty mortgages to help you buy the home you want. I co-founded Hurst Lending in 2006. I'm also an attorney, Residential Mortgage Loan Originator (NMLS# 284767), and real estate broker. I founded several other companies including a real estate development company and a mortgage investment fund for accredited investors. I also held senior legal roles at Dell and USAA, have a J.D. from St. Mary’s School of Law and a BBA from the University of Texas at Austin.

Damon Paull, AWMA® - Financial Advisor, Best-Selling Author, Military Veteran As a wealth management advisor and Amazon best-selling author in Money and Business, Damon Paull brings a military precision to financial journalism. His recent collaboration with former FBI hostage negotiator Chris Voss on "Empathetic Leadership" shows he can take complex financial concepts and turn them into stories that resonate with everyone. With over 8 years of industry experience and a background as a Marine Corps veteran and State Department contractor, Damon writes about: • Intergenerational wealth transfer • Corporate benefit plan optimization • Investment portfolio construction • Business succession planning • Veteran financial empowerment • Global market analysis through a geopolitical lens As a Wealth Management Advisor at Cetera Investors, Damon’s expertise goes beyond traditional financial planning. He uses cutting-edge financial technology and analysis tools to bring you fresh perspectives on emerging trends and investment opportunities. His writing style is data-driven with a storyline, making complex financial concepts accessible to sophisticated investors and general audiences. Regular contributor to discussions on wealth preservation, market dynamics and financial technology. Damon welcomes opportunities to provide professional commentary and in-depth analysis for financial publications looking for expert opinions on wealth management and investment strategies. For editorial inquiries or commentary: Damon Paull, AWMA Damon.Paull@ceterainvestors.com 832.535.2286 Glen Allen, VA Available for national and international commentary Cetera Investors. Damon Paull, Wealth Management Advisor. Securities and Insurance Products offered through Cetera Investment Services LLC, member FINRA/SIPC. Advisory services offered through Cetera Investment Advisers LLC. 140 EASTSHORE DR. SUITE 105, GLEN ALLEN, VA 23059. 804-346-4670. The opinions expressed are those of the writer, not recommendations of Cetera Investment Services LLC or its representatives.

Holly Andrews is the Managing Director and Mortgage Advisor at KIS Finance, with over 20 years of experience in finance and insurance. She began her career in 2007 as a Secured Loans Underwriter, later transitioning into roles focusing on customer service and compliance. In 2015, Holly took over as Managing Director of KIS Finance, specializing in Bridging Finance and Equity Release. Holly’s expertise spans all types of mortgages, property investing, money management, and business start-ups. Holly is known for her hands-on leadership, continually improving business procedures and delivering tailored financial solutions. Her professional qualifications include CeMAP, CeRGI, CeRCH, and CeRER. Outside of work, she enjoys gaming, cooking, and raising awareness for autism.

Real estate isn’t just about transactions—it’s about solving problems, and that’s where Hilary Schultz excels. A licensed Realtor in Texas and Florida with over two decades of experience, she helps homeowners make smart, strategic moves, whether they need a fast cash offer, a market-listed sale, or something in between. Alongside her husband, Hilary operates a portfolio of real estate companies that cover every stage of residential real estate—acquisitions, renovations, and long-term asset management. They don’t just buy and sell houses; they create value, revitalize communities, and help homeowners move forward with confidence. Her expertise in property valuations, negotiation, and market trends makes her a go-to resource for sellers looking for real solutions—not just quick fixes. With a strong track record and thousands of successful transactions, Hilary is known for getting deals done the right way

With over 15 years in New York City’s luxury real estate market, Mukul “Micky” Lalchandani, managing broker of Undivided, specializes in modern luxury condominiums and new construction properties. Since 2022, Micky and his team have assisted over 130 clients, saving them more than $5.7 million. His clear communication and personalized service ensure clients feel confident throughout the buying process. By identifying exclusive listings, including off-market opportunities, and efficiently managing transactions, Micky allows clients to focus on their personal and professional commitments. Micky’s dedication to excellence is evident through his numerous accolades, including: • Certificate of Entrepreneurship from Goldman Sachs 10,000 Small Businesses - NYC, 2024 • RealTrends “2023 Best Real Estate Professional,” ranked #56 in Manhattan & #134 in New York State • Level Group’s “Creative Steward Award” in 2018 • USA Property Awards’ “Best Real Estate Agency Marketing” for 2016-2017 • Featured agent on HGTV’s “House Hunters” Micky is also a distinguished speaker on real estate marketing, sharing his expertise at industry conferences and contributing to top publications. Additionally, he is a content creator on YouTube, where he shares exclusive property tours, neighborhood spotlights, and insider tips to help you find your perfect home. He has over 40,000 subscribers and uploads weekly videos packed with actionable advice to stay ahead in the competitive luxury real estate market. Holding a Bachelor’s in Business Administration from Boston University and LEED accreditation, Micky is committed to eco-friendly building practices. As an active member of the Real Estate Board of New York (REBNY) and the Asian Real Estate Association of America (AREAA), he stays current on industry trends and best practices.