Recognized Financial Technology (FinTech) Leaders 2025

Making business go fully digital | AI | Coach | Digital Transformation | Fintech | Credit | Mobility | Logistics | Aviation | Contributor in leading business & tech media | Open to interviews & expert commentary

During my decade in IT industry I went through being a QA engineer, test manager, project manager and account executive. That kind of background gives me a good credibility to act as an advisor to Clients and help them build their products - from the idea on paper until its public rollout. I'm working with various companies, both startup and enterprise and within many industries, including fintech/banking, healthcare/medical, insurance, e-commerce and music/entertainment. I help select a proper technology, process, roadmap and team setup to ensure the most efficient way to deliver their product - that's where my production background kicks in.

Former fintech CTO now offering fractional tech leadership to startups and scaleups. I help founders scale infrastructure, pass InfoSec due diligence, and build high-performing teams. Past experience includes Raindrop (pension SaaS, 7-figure ARR). Now supporting UK and EU startups in fintech, SaaS, and regulated industries.

Anant Wairagade is a Technical Lead with over 20 years of experience in Software Engineering enabling IT organizations with digital transformation and helping them become secure organizations. In his more than two decades long career, Anant has worked for financial services companies where he led the design and development of several successful products in the Security, Finance and CRM domain. Beginning of his career, Anant worked as a Technology consultant for major Financial Services companies and Banks. Anant is a thought leader in Enterprise Integrations solutions. He is expert in API based data connector development, Kafka and Messaging Middleware. Anant is also an active member of several Industry Open Standard communities. He is an IEEE Senior member and serves as Program Committee Member for several IEEE and other IT conferences.

Performance Engineer and SDET

Tim Gifford serves as the Chief Innovation Officer of Lean Techniques, Inc. in Des…

I’m a passionate technologist and entrepreneur with a focus on creating impactful and scalable solutions in Fintech, payments, and emerging technologies. I thrive on solving complex problems, building innovative products, and driving transformational change. With a strong foundation in enterprise software development, SaaS, and start-ups, I combine strategic planning with hands-on execution. My expertise spans product design, engineering, scalable operations, recruitment of top talent, and overseeing the end-to-end technology lifecycle to ensure optimization and growth. I’m skilled in building products that make technology a competitive advantage while delivering real-world value. My experience includes Fintech, Edtech, and disruptive SaaS platforms, where I’ve developed scalable solutions that redefine industries. In 2024, I served as a judge for the US Fintech Awards, contributing my insights to recognize innovation in financial technology. Let’s connect to discuss scalable solutions, transformative technologies, and the future of Fintech.

As the Chief Technology Officer at Forte Group and a seasoned Private Equity and Board…

Experienced Software Engineer with a demonstrated history of working in the computer software industry. Have worked across multiple business domains some of which are Fintech, B2B enterprise systems, E-Commerce, 3D visualisation, AI/ML based smart systems, etc.. Skilled in Python, Javascript, Go, databases and related technologies. Experience of working with software companies ranging from early age startups to mid sized organisations to big tech giants at different levels ranging from individual contributor to leading and managing large teams. Strong engineering professional with a Master of Business Administration (M.B.A.) focused in Technology Management from Indian Institute of Technology, Delhi. Published author of the series of Flask framework cookbooks.

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Insurance Brokerage Owner: Specializing in the Alternative Risk Transfer models and program development via Medical Benefit Captives. Broad experience in the legal, regulatory and compliance for innovative Benefit Captive design and implementation. Seeking a Brokerage that is seeking to develop their expertise in the new area.Specialties: Regulatory Compliance and formation of new Captive Insurance companies.

Innovative thinker, creative and hands-on computer scientist, promoter of change, and enthusiast problem-solver. Team builder, leader, strategic communicator, and bridge-builder between rigorous scientific investigations and production-ready real-world applications.

I'm Rahulkumar (Rahul) Chawda, a global product leader with over 20 years of experience in building secure, scalable, and future-ready digital payment systems. At Mastercard, I lead the global strategy, development, and commercialization of Payment Account Reference (PAR)—a foundational element in tokenized transactions and digital identity ecosystems. I’m passionate about shaping the next generation of trusted commerce—where security, intelligence, and user empowerment converge through technologies like Digital payments, tokenization and AI. My thought leadership has been published in The Financial Brand, DigitalCxO, TechStrong AI, and Global Banking & Finance Review, among others. One article I’m especially proud of is “Toward Financial Inclusion: The Benefits and Challenges of Ethical AI”, where I explore how responsibly designed AI can advance access to financial services for underserved communities. It's a topic I care deeply about—ensuring that as we scale new technologies, we do so ethically and inclusively. I'm also a mentor and a judge for many awards, and I enjoy working with cross-disciplinary teams to solve complex payment problems. I believe the future of finance is composable, intelligent, and secure—and I’m excited to help build it. Connect with me on LinkedIn: www.linkedin.com/in/rahulkchawda

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Building Vetic - The Vetic app embodies innovation at its core, leveraging cutting-edge technology and advanced algorithms. We simplify the pet parenting journey, making it more convenient and efficient. From seamless appointment booking to digital record management, and personalized online commerce, our innovative solutions enhance the overall experience for Pet Parents.Managed the Engineering, Product, and Epicenter teams for OYO Hotels and Vacation Homes Supply, Partner and Business Finance and Transformation domain.Handling a large team of 90+ members and Managers to drive the strategic discussions around the roadmap for product and technology for all geographies.Lead OYO Food Technology and Product Platform and OYO OS Property Management Suite Technology Team

Sales and tech strategist driven to the front lines of the fintech evolution within the mortgage lending industry. Ambitiously working to create new opportunities, simplify processes, and pioneer modern solutions. Over 15 years of experience in the financial industry as an executive, strategist, consultant, trainer and team developer. •Founder of Liberty Financing LLC Previously: •Chief Strategy Officer at American Financing Corporation •Investment Advisor at Charles Schwab Knowledge and in depth experience ranges across technology innovation and integration (API, AI, Web design, SEO, SaaS), marketing, mortgage lending, business development, sales training, project management, data analysis and financial analysis. I’m passionate about providing the absolute best experience for our customers and the most rewarding career opportunities for our hard working high quality team members Current NMLS MLO State Licenses. Previously held FINRA Series 7 & Series 66 Licenses, Life and Health Insurance License, and Accredited Asset Management Specialist designation from the College of Financial Planning.

Over the past 12 years of my career, I've worn many hats in the world of finance - from working within the Fortune 100 to building a startup's finance department from the ground up, advising small businesses, and serving as a board member for non-profit organizations. This diverse experience has given me a comprehensive financial management perspective across various sectors, including Telecom, Entertainment, and Construction.With a Master's Degree in International Business and continuous self-development from institutions like Columbia and the University of Florida, I have honed my ability to use finance and data to transform operations, stimulate growth, and enhance profitability. I am known for swiftly adapting to changing situations, partnering with operation executives to drive value, and executing transformation initiatives, including digital finance.