Recognized Financial Technology (FinTech) Leaders 2025

With over 7+ years of experience in IT and content management, Anna helps translate complex financial technologies into clear, valuable content that resonates with clients and stakeholders.

Making business go fully digital | AI | Coach | Digital Transformation | Fintech | Credit | Mobility | Logistics | Aviation | Contributor in leading business & tech media | Open to interviews & expert commentary

Raj Karan Gunukula is a seasoned technology leader with 14+ years of experience driving large-scale AI, machine learning, and data infrastructure programs across fintech and commerce. He currently serves as Group Technical Program Manager at Coinbase, where he leads AI adoption across the software development lifecycle. Previously at Amazon, Raj rose to Principal TPM, founding and leading a team of TPMs supporting XXX+ engineers, scientists, and analysts to deliver flagship Generative AI and intelligent advisor solutions that scaled to over one million sellers worldwide. His career blends deep technical grounding from his B.Tech. in Electrical Engineering at IIT Dhanbad (Silver Medalist) with hands-on leadership in AI innovation, product scaling, and business transformation.

Former fintech CTO now offering fractional tech leadership to startups and scaleups. I help founders scale infrastructure, pass InfoSec due diligence, and build high-performing teams. Past experience includes Raindrop (pension SaaS, 7-figure ARR). Now supporting UK and EU startups in fintech, SaaS, and regulated industries.

Yos is a founder and software engineer in the crypto space. He has a background in software engineering and was most recently at Chainlink Labs working on onchain building blocks for the DeFi ecosystem. At Chainlink, Yos was a staff software engineer and the technical load for Chainlink Staking (a >$1B TBL DeFi protocol on Ethereum.) Before that, Yos worked in global-scale engineering teams at Grab and PayPal. He studied Computer Science at the National University of Singapore.

I’m a passionate technologist and entrepreneur with a focus on creating impactful and scalable solutions in Fintech, payments, and emerging technologies. I thrive on solving complex problems, building innovative products, and driving transformational change. With a strong foundation in enterprise software development, SaaS, and start-ups, I combine strategic planning with hands-on execution. My expertise spans product design, engineering, scalable operations, recruitment of top talent, and overseeing the end-to-end technology lifecycle to ensure optimization and growth. I’m skilled in building products that make technology a competitive advantage while delivering real-world value. My experience includes Fintech, Edtech, and disruptive SaaS platforms, where I’ve developed scalable solutions that redefine industries. In 2024, I served as a judge for the US Fintech Awards, contributing my insights to recognize innovation in financial technology. Let’s connect to discuss scalable solutions, transformative technologies, and the future of Fintech.

Anton Titov is a FinTech entrepreneur and strategist building RemiDe, the “SWIFT for Stablecoins.” With 12+ years in FinTech, crypto, and innovation, he’s led ventures through Tenity, Ripple Xcelerator, and Google for Startups. Formerly CEO of Archway.Finance, he built fiat-to-stablecoin rails processing millions across 30+ countries with partners like Ripple, Circle, and Visa. At RemiDe, Anton is unifying banks, PSPs, and wallets through a non-custodial, compliance-first network enabling FI-to-FI stablecoin payments with instant settlement and embedded Travel-Rule identity. He’s on a mission to make financial inclusion real for emerging markets.

During my decade in IT industry I went through being a QA engineer, test manager, project manager and account executive. That kind of background gives me a good credibility to act as an advisor to Clients and help them build their products - from the idea on paper until its public rollout. I'm working with various companies, both startup and enterprise and within many industries, including fintech/banking, healthcare/medical, insurance, e-commerce and music/entertainment. I help select a proper technology, process, roadmap and team setup to ensure the most efficient way to deliver their product - that's where my production background kicks in.

We're hiring at Hub International! Please visit https://careers.hubinternational.com/us/en for current, open positions!

Insurance Brokerage Owner: Specializing in the Alternative Risk Transfer models and program development via Medical Benefit Captives. Broad experience in the legal, regulatory and compliance for innovative Benefit Captive design and implementation. Seeking a Brokerage that is seeking to develop their expertise in the new area.Specialties: Regulatory Compliance and formation of new Captive Insurance companies.

I’m a fintech strategist, serial entrepreneur, and transformation advisor with 15+ years of experience building and scaling financial technology across the UK, EU, US, and MENA. I’ve helped founders and banks launch 25+ digital products, secure multimillion-dollar investments, enter new regulated markets, and modernize the technology and compliance foundations behind their businesses. As Founder & CEO of DashDevs, I lead a global engineering and advisory practice focused on digital banking builds, fintech infrastructure, and core banking modernization. My teams have delivered 100+ fintech products worldwide, implemented regulator-grade AML/KYC/fraud systems, built modular platforms that cut time-to-market by 30–40%, and supported clients in raising over £100M. I also run Fintech Garden, a London-based media platform and podcast where I interview operators who’ve shipped real fintech products, navigated regulation, and built category-defining companies. Previously, I served as CTO at Twisto (Param), Interim CTO at Tarabut Gateway, and VP of Engineering at Pi1 / Dozens / Project Imagine, leading digital banking launches, infrastructure strategy, and multi-market scaling. My work centers on advisory & fractional CTO leadership, digital transformation, core banking and payments architecture, technology due diligence, licensing-aligned design, vendor orchestration, and building scalable, resilient engineering organisations. I regularly speak at global fintech events — including Finovate Europe, World Banking Forum, Fintech World Forum, Stockholm Fintech Week, Open Banking Expo, Seamless Europe, Fintech Connect — sharing practical insights on digital banking, infrastructure strategy, and execution.

Seasoned entrepreneur with over 16 years of dynamic leadership in the software industry, specializing in Next-Gen Fintech solutions. Proven track record of delivering innovative products that revolutionize financial services. Passionate about driving technological advancements and empowering businesses to thrive in the digital era. Committed to fostering strategic partnerships and delivering unparalleled value to clients worldwide. Let's connect and explore opportunities to shape the future of finance together.

Anant Wairagade is a Technical Lead with over 20 years of experience in Software Engineering enabling IT organizations with digital transformation and helping them become secure organizations. In his more than two decades long career, Anant has worked for financial services companies where he led the design and development of several successful products in the Security, Finance and CRM domain. Beginning of his career, Anant worked as a Technology consultant for major Financial Services companies and Banks. Anant is a thought leader in Enterprise Integrations solutions. He is expert in API based data connector development, Kafka and Messaging Middleware. Anant is also an active member of several Industry Open Standard communities. He is an IEEE Senior member and serves as Program Committee Member for several IEEE and other IT conferences.

As a Co-Founder and CEO of HES FinTech, I have been driving the growth and success of a market-leading company that provides intelligent automation-driven lending solutions to financial institutions worldwide. With over 11 years of experience in FinTech software engineering, I have a proven track record of delivering high-quality products that streamline the loan lifecycle management process and solve the toughest industry challenges. I am also a Co-Founder of GiniMachine, an AI-powered scoring solution that leverages modern machine learning techniques to build high-performing predictive models for credit risk assessment. GiniMachine enables lenders to move from raw data to deployed models without the need to be risk management professionals. My mission is to innovate and transform the FinTech sector with cutting-edge technology and customer-centric solutions.

Dawn finds me decoding the overnight bond market coffee cooling while a 4‑basis‑point shift in the 10‑year nudges today’s 30‑year quotes. I translate that twitchy data into plain‑English guidance borrowers (and the journalists who cover them) can use before their next cup. Sixteen years of engineering Fortune 100 revenue taught me one thing: speed wins. Full stop. Clarity seals the deal. Now I apply the same analytics‑and‑automation playbook to home financing, publishing the daily mortgage update, designing no‑code workflows that shave days off processing, and keeping compliance front and center. Need insight on a deadline? I can deliver: • Context for today’s 30‑ & 15‑year rate swings • How a 20‑point credit shift reshapes an APR • The tech behind faster closings from one‑tap POS apps to AI underwriting • The compliance fine print every borrower should bookmark • Quoted by Realty News, CreditUtilization.net, and Brokerage Tips. Offline, my family calls me the “Zen Dad,” proof that calm strategy wins deals and bedtime battles alike. Omaro Ayloush — NMLS #2036765 | Loan Factory NMLS #320841

Over the past 12 years of my career, I've worn many hats in the world of finance - from working within the Fortune 100 to building a startup's finance department from the ground up, advising small businesses, and serving as a board member for non-profit organizations. This diverse experience has given me a comprehensive financial management perspective across various sectors, including Telecom, Entertainment, and Construction.With a Master's Degree in International Business and continuous self-development from institutions like Columbia and the University of Florida, I have honed my ability to use finance and data to transform operations, stimulate growth, and enhance profitability. I am known for swiftly adapting to changing situations, partnering with operation executives to drive value, and executing transformation initiatives, including digital finance.

As an award-winning industry leader and influencer, I live and work at the intersection of people, and platforms. Recognized as a Top B2B Influencer. Global Digital Product Leader: As both a futurist and pragmatist, I drive technology from a disruptor vantage point. I lead companies and boards in discovering and redefining their possibilities by strategizing new paths to enterprise success. I create innovative products and platforms, scale to new markets, and transform business models. Futurist & Influencer: Globally known as a Top B2B Influencer in 2022 and a Fintech Industry Who’s Who in 2021 and 40 under 40 in Silicon Valley. My expertise enables me to bring the latest digital insights to forward-thinking companies. Corporate spokesperson, public speaker and innovative thought leader—evangelizing new solutions from ideation to implementation. E-commerce: I have strong expertise in digital commerce technologies, encompassing B2B, B2C, and P2P markets. My proficiency spans diverse industries, from advertising to payment and connectivity solutions, including blockchain and AI-based platforms. I navigate the complexities of digital product development and marketing with ease, effectively positioning high-growth companies by aligning with strategic priorities in diverse industries. Product Development, Launch, Growth, and Scaling: I engage with startups and top-tier corporations in multinational regions, enabling innovations, new ideas, and products to grow from concept to launch and scaling. My leadership includes mentoring at The Founder Institute, the world’s largest pre-seed start-up accelerator, board membership with Great Nonprofits, and as a prior mentor and EIR at 500 Startups. With proven expertise in guiding startups to Fortune 100 companies on product development, commercialization, and e-commerce strategies, I am ideally positioned to lead management teams, advise clients, and serve on boards of directors. I welcome inquiries, ideas and collaboration to evolve technology and the overall ecosystems. I would also love to hear ideas for my blog, speaking engagements, and courses where I teach entrepreneurship, product management and digital marketing.

I'm a blockchain expert and DeFi analyst with over 7 years in finance and 5 years in crypto. Over the past few years, I’ve helped launch 500+ crypto and fintech projects: from custom blockchains and DeFi protocols to tokenomics and NFTs. Right now, I’m the Blockchain Expert at Innowise and CTO of Haust Network - a fast, modular Layer-2 built with Polygon tech. My background is in finance and mathematical modeling, so I focus on making crypto products not just innovative, but financially sound and scalable. I’ve also taught 3,500+ students, spoken at global conferences, and worked on projects that raised millions. I hold certifications in DeFi and business analysis, including participation in ETHGlobal’s LFGHO hackathon and Unite DeFi, as well as formal training in software development business analysis from Stormnet.