Expert Cash Management Consultants

Bestax Chartered Accountants is an FTA Approved Tax Agency and a trusted provider of accounting, tax, auditing, transfer pricing, business setup, and corporate services in Dubai. With nearly a decade of combined experience and offices in both UAE and Canada, we help businesses make smarter financial decisions by calculating the best opportunities for long-term growth. We support startups, SMEs, and large enterprises to ensure their full compliance, and strengthen long-term stability. We are a leading tax consultancy firm in the UAE, offering expert support across VAT, corporate tax, and excise tax. Our team ensures clients remain compliant with evolving regulations while benefiting from strategic tax planning opportunities. Through proactive advisory, we help businesses reduce liabilities and make informed financial decisions. Beyond taxation, Bestax delivers comprehensive accounting and bookkeeping services, including financial statement preparation, payroll management, audit support, and day-to-day bookkeeping. Our commitment to accuracy, transparency, and timely reporting enables business owners to maintain financial clarity and drive sustainable growth. Our audit and assurance services help companies meet statutory obligations while strengthening internal controls, financial transparency, and operational efficiency. Bestax also specializes in global company formation, assisting entrepreneurs and investors in establishing businesses in the UAE, Panama, Cayman Islands, Seychelles, Canada, the USA, and beyond. From trade license issuance to visa processing, PRO services, and digital bank account opening, we manage the entire setup process. Our cross-border expertise enables us to support clients with multi-jurisdictional structuring and international compliance requirements. Additionally, we provide advanced services such as transfer pricing, empowering businesses with centralised and fully compliant financial operations. At Bestax, we are more than a service provider we are a long-term partner committed to delivering solutions that enhance efficiency, strengthen compliance, and support sustainable growth in the competitive global market all under one roof.

Product manager in the financial services division at Catena Media. Building products to help amateur traders get consistent results. Previous experience building data analysis products for global brands and running SEO and content marketing teams for digital agencies.

I am Muhammad Zubair Haroon, Senior Accounts Manager at Crystal Crown Ent LLC in Masqaṭ, Oman, specializing in dynamic financial oversight within the high-stakes airline and travel services industry. My tenure has been focused on driving financial integrity, maximizing operational efficiency, and ensuring stringent compliance. My expertise is built on comprehensive accounting experience, culminating in a focused approach on three critical financial pillars relevant to media commentary and expert features: 1. Mastery in Airline Portal Reconciliation & Revenue Assurance My primary achievement is implementing reconciliation frameworks that have virtually eliminated revenue leakage between GDS/Airline portals and final bank settlements. This involved: Daily Reconciliation Protocol: Establishing a zero-discrepancy protocol for high-volume ticket sales to mitigate financial risk daily. Profit Analysis: Providing granular, ticket-level profit analysis, enabling management to make data-driven decisions on route profitability and commission structures, directly impacting the bottom line. 2. Specialized VAT & Tax Audit Compliance in the GCC Operating in the Gulf region, I possess verifiable competence in navigating the complexities of cross-border financial and tax regulations, a crucial requirement for international travel agencies. VAT Audit Readiness: Consistently ensuring the company remains in a perpetual state of audit readiness for VAT returns and international tax filings. Compliance Strategy: Developing and managing financial compliance strategies that align local Omani regulations with international transaction standards, minimizing penalty risks. 3. Strategic Financial Reporting & Operational Efficiency My role extends beyond mere reporting; I am a strategic partner who translates complex financial data into clear, actionable business strategies. Reporting Excellence: Producing accurate and timely daily, monthly, and quarterly financial reports that serve as the foundation for executive decision-making. Fast-Paced Environment: Thriving in a high-pressure environment to ensure financial accuracy is maintained without compromising the speed of business transactions. Contribution to Growth: My ability to provide clear financial oversight directly supports the organization's growth initiatives and ensures fiscal health

Marcel Duits is a driven entrepreneur, investor, and strategic leader with a passion for innovation and growth. As Chief CBAM Officer at Dubrink, he is responsible for the company’s commercial and operational strategy, with a strong focus on sales, marketing, finance, and managing key relationships. With two master’s degrees from Erasmus University Rotterdam and extensive experience in launching and scaling businesses, he excels at simplifying complex processes and developing impactful solutions. With a Unilever background, Marcel has built his expertise in strategic management, commercial execution, and operational excellence within a global corporate environment. His mission is to help companies worldwide navigate CBAM regulations while creating new opportunities for collaboration and growth.

Max Avery, a dynamic business development executive at Digital Ascension Group, drives growth across industries with a sharp focus on market leadership. His deep knowledge of traditional and emerging financial markets, backed by certifications like Capital Markets & Securities Analyst (CMSA)® and FinTech Industry Professional (FTIP)™, informs his strategic approach. Since 2016, he has excelled in raising capital and structuring deals in private equity and real estate. Appointed to the District Export Council by Secretary of Commerce Wilbur Ross in 2018, and a member of the National Small Business Association’s Economic Development Committee, Avery shapes policies for business growth. Guided by a philosophy of excellence, he turns complex challenges into practical solutions, establishing himself as a trusted strategist committed to lasting impact.

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With over 24 years of hands-on experience in trade finance and banking, I help businesses navigate the complexities of International Trade with confidence. My expertise covers the full spectrum of Letters of Credit (LCs)—including Documentary Credits, Usance LCs, Back-to-Back LCs, and Standby LCs—ensuring every transaction is smooth, compliant, and risk-mitigated. I work closely with exporters, importers, banks, and logistics providers to bridge gaps and streamline cross-border deals. My knowledge spans Finance, Accounting, Banking, UCP 600, ISBP 821, Incoterms 2020, and the latest in Trade Finance—from blockchain-enabled LCs to electronic documentation platforms. Over the years, I’ve guided exporters, importers, SMEs, and entrepreneurs as they expand into international markets. Whether you’re already trading globally or just starting your export journey, my goal is to provide expert guidance and practical tools to help you reduce risks and seize opportunities in global trade.

I am an exceptional IT Leader skilled at IT Service Management, IT Operation Management, HRSM, Supply Chain Management, Data Governance, Organizational Change Management, and Real-Time Dashboards Monitoring & Reporting. Technically-savvy with outstanding relation-ship building, training and presentation skills.

I am the Managing Operator of Ashok Lal & Sons, a 2nd generation family business in the categories of ethnic wear wholesale and B2B textile trading businesses. I have been working closely with retailers across India to be able to supply fast moving collections such as Salwar suits and catalog based ethnic wear. With experience in seller negotiation, pricing strategy, product sourcing and retailer demand predicting, I help businesses select the right inventory at the right margins. My knowledge is in how ethnic wear trends move the market, typical wholesale supply chain and assisting small retail businesses with reliable stock and an open business model. I regularly share knowledge about negotiation, business operations and wholesale distribution based on real experience in the textile trade.

As a dedicated Bookkeeper & Accounting Support Specialist with 8+ years of experience, I provide accurate financial record-keeping, account reconciliation, and client reporting support to small businesses and entrepreneurs worldwide. Whether you need daily transaction entry, monthly reports, or full-cycle bookkeeping, I ensure clear financial visibility so you can make confident business decisions. I assist with QuickBooks Online, Xero, Wave, and Excel-based bookkeeping, including bank reconciliation, expense tracking, invoicing, accounts payable/receivable management, and payroll coordination. I also handle data entry, document organization, and financial reporting to keep your books audit-ready and compliant. My strong communication, attention to detail, and reliability make me a trusted bookkeeping partner for U.S. and international clients. I specialize in building accurate, transparent, and tax-ready financial systems that help businesses stay compliant and financially healthy. 🏆 Achievements ✅ Cleaned and reconciled over 24 months of backlogged accounts for a retail client within 3 weeks. ✅ Streamlined monthly reporting using QuickBooks Online, cutting closing time by 40%. ✅ Supported multiple clients with accurate P&L and balance sheet preparation for tax filing. 🔑 Key Skills 💰 Bookkeeping: QuickBooks Online | Xero | Wave | FreshBooks | Zoho Books | Excel 📊 Accounting Support: Bank Reconciliation | AR/AP Management | Payroll Support | Journal Entries 📈 Financial Reporting: Profit & Loss Statements | Balance Sheets | Cash Flow Reports | Forecasting 📂 Data Management: Transaction Entry | Expense Categorization | Spreadsheet Maintenance 🧾 Tax & Compliance Support: 1099 Preparation | Sales Tax Preparation | Audit Assistance 💬 Client Communication: Email & Chat Support | Reporting Updates | Financial Consultation 🛠️ Specialized Services 📥 Full-cycle bookkeeping and reconciliation 📤 Accounts payable and receivable management 📊 Monthly, quarterly, and yearly financial reports 💼 Payroll setup and processing assistance 📁 Budgeting, forecasting, and financial analysis ❓ Why Hire Me? ✅ 8+ Years of Hands-on Bookkeeping & Accounting Experience ✅ U.S. GAAP & Tax Compliance Familiarity ✅ Proficient with QuickBooks, Xero, Wave & Excel ✅ Reliable, Detail-oriented, and Confidential ✅ 24/7 Availability for Remote Accounting Support Let me take care of your books while you focus on growing your business. With accurate reporting, clear communication, and full transparency, I ensure your finances stay organized, compliant, and growth-ready.

I am an Institutional Debt Market Architect with more than 17 years of experience designing the valuation, liquidity, and recovery protocols that banks, credit unions, fintech lenders, and private credit funds rely on to make high-stakes decisions. I’ve advised on, analyzed, or helped broker over $100 billion in performing and non-performing receivables across consumer, commercial, auto, BNPL, mortgage, and specialty finance asset classes. My work sits at the intersection of portfolio valuation, lending risk, distressed-asset strategy, and AI-driven recovery intelligence. I help institutions understand the true condition of their receivables, uncover hidden risk, and translate complex credit dynamics into clear, actionable decisions. When lenders need to determine whether to hold, recover, restructure, or sell an asset, I’m the person they call. As Director of Portfolio Liquidity & Asset Disposition at Fitzgerald Advisors, I architect and execute loan-sale strategies, oversee due diligence, and structure NPL and charged-off debt transactions that maximize proceeds while maintaining regulatory integrity. I also build the technology that powers modern receivables strategy. I created Debt Catalyst, an AI-driven valuation and liquidation-curve engine used by professional debt buyers and investors. I developed Bank Watch Pro, a real-time intelligence platform that interprets FDIC and NCUA call-report data to identify institutional credit risk, NPL trends, charge-off exposure, and early-warning indicators. Across my ventures, I focus on one mission: turning distressed receivables, delinquency, and charge-offs into liquidity, clarity, and competitive advantage for financial institutions. I provide expert commentary on: Distressed portfolio valuation & credit-risk analysis NPL and charged-off debt sales Fintech lending trends & BNPL credit performance Bank & credit union financial health (FDIC/NCUA analytics) AI in collections, segmentation, and liquidation modeling Regulatory and compliance implications in debt markets I don’t follow the debt markets — I architect them. And I use that experience to help lenders, investors, and agencies make smarter, faster, and more profitable decisions.

Jan-Joost den Brinker is the Chief Technology Officer of Dubrink, where he leads the practical application of CBAM across global supply chains, helping importers, suppliers, and customs brokers navigate compliance, reporting, and operational standards. He also serves as Vice President of the International Association for the Carbon Border Adjustment Mechanism (IACBAM), contributing to the development of global CBAM standards and best practices.

I am an experienced wealth management and fintech marketing communications leader who has quantifiably shown how to drive greater demand. With over 15 years of experience delivering marketing strategies for fintechs and financial service firms, I have been sought out to create, from the ground up, the messaging and marketing programs that will quantifiably move the needle in driving brand awareness and revenue opportunities for an organization. After years of delivering marketing programs, I can anticipate challenges, get in front of them, and deliver on-time, on-budget solutions. Over the course of my career, I have had the good fortune to learn how to optimize marketing best practices and professional development. It gives me great pleasure when I am able to share what I have learned with my team and create an environment that allows for their professional growth and development.

Results-oriented technology leader with over 9 years of experience in Infrastructure Security, Automation, Generative AI, and Software-Defined Operations. Demonstrated ability to lead high-performing teams, streamline enterprise support, and execute strategic initiatives that enhance organizational resilience and operational efficiency. A seasoned cybersecurity professional, experienced in vulnerability and patch management at scale, with a strong track record of driving measurable, data-driven impact through intelligent automation. Skilled in designing and implementing secure, scalable, and compliant infrastructure solutions that align with business and regulatory goals. Proven expertise in project and program management, particularly within Agile and Scrum frameworks, with a focus on cross-functional collaboration, risk mitigation, and continuous improvement. Recognized for combining technical depth with strategic vision to deliver transformative outcomes in complex enterprise environments.

As Founder and CEO of The CEO Creative, I lead our mission to empower small businesses through accessible NET30 credit and practical office essentials. Many entrepreneurs struggle to access credit early on — especially without strong personal credit or years in business. That’s where we step in. We offer simple, low-cost membership plans that unlock real trade credit, with no personal guarantee required. Our accounts report to Equifax Commercial, Creditsafe, and FairFigure, helping new businesses build their credit profile from day one. But we’re more than just credit lines — we’re a startup’s best friend. From packaging and branding materials to electronics and office supplies, we offer essentials that help businesses look professional and operate efficiently. Every purchase counts toward building your financial credibility. I oversee product strategy, operations, and customer experience, ensuring our platform is fast, fair, and built around what real businesses need. I also stay engaged with our community daily — answering questions, responding to feedback, and constantly evolving the brand. We believe that building business credit shouldn’t be complicated or gatekept. That’s why we simplify it, support it with real products, and keep the doors open to businesses of all sizes and stages. If you’re launching a business, rebuilding, or just want to grow with a little more leverage — we built The CEO Creative for you

James Brouillet is a Business Process Architect and digital-transformation leader who builds practical systems that scale. In financial services, he has managed complex software integrations and core/ancillary conversions, ensuring resilient cutovers, clean data migration, and tight vendor coordination. He designs and operates online banking ecosystems end-to-end—aligning digital channels with core, card, payments, fraud/AML, and CRM systems—while hardening governance, SLAs, and user experience. At A Federal Credit Union, James has played a central role in standing up a BPM program grounded in APQC and the 7 Tenets—mapping cross-functional work in BPMN 2.0 and automating with Nintex Process Manager, Power Automate, SharePoint, and Microsoft 365. Earlier, he led Application Support (vendor vetting, risk, testing, change, audit) and drove meaningful cost savings via licensing rationalization and utilization improvements. Beyond the CU, he incubates small businesses—bridging strategy, tooling, and process to achieve measurable growth. His north star: anticipate needs, exceed expectations, and make excellence a habit. Areas of Expertise Integrations & Conversions: Core/ancillary conversions, API & SSO, data migration, UAT/cutover planning Digital Channels: Online/mobile banking ops, payments, fraud/AML, CRM, compliance alignment Telephony & Automation: Contact center design, IVR trees, voice/chatbots, call-flow analytics, deflection Access Governance: Least-privileged administration, RBAC/SoD, audit readiness across 50+ apps BPM & Automation: BPMN 2.0, process lifecycle, Nintex Process Manager, Power Automate, SharePoint Change & Excellence: APQC, 7 Tenets, Prosci, Baldrige (ADLI/LeTCi), Lean/Six Sigma (DMAIC), A3, 5 Whys, BABOK SMB Incubation: Go-to-market, e-commerce ops, vendor management, cost optimization Representative Results Led multi-system integrations & conversions, delivering clean data migration, stable cutovers, and on-time launches. Online banking program leadership: improved reliability/UX while aligning with core, payments, fraud/AML, and CRM. Telephony & IVR redesign: implemented skills routing and bot deflection to lift CSAT and reduce handle time. Least-privileged access at scale: engineered RBAC for 50+ banking apps; strengthened controls and audit posture. Drove significant licensing savings via vendor negotiation and utilization improvements.

As CFO of Jacadi Paris North America, I bring over a decade of financial and operational leadership across international retail, with a proven track record in turnaround strategy, cross-border expansion, and high-stakes acquisition negotiations. Originally from France, I’ve overseen the strategic transformation of Jacadi’s U.S. operations, rebuilding financial infrastructure, scaling omnichannel operations, and leading the U.S. division through its most profitable years on record. I specialize in U.S. retail market entry, operational cost restructuring, and driving performance in underperforming store networks. My leadership has directly contributed to multimillion-dollar revenue recovery, margin expansion, and the positioning of Jacadi as a premium children's retail brand in the American market. I’m passionate about helping European brands succeed on U.S. soil through data-driven finance, culturally adapted strategy, and relentless operational precision.

Strategic and results-driven business, growth & commerce leader with 14+ years of international experience across different industries, including tech and fintech. Successfully launched 8 international businesses and start-up companies (Fintech, GenAI, E-com, Biotech, Commodity trading, ML PaaS, etc) in 15+ countries and in complex jurisdictions. Co-issued Visa debit cards for 300k users, structured bank–fintech P&L mechanics. Brought a biotech startup from 0 to $1.5M ARR international revenue in 9 months during COVID with zero marketing budget. Launched international cross-border B2C e-com for 100M users. Managed and advised on AI, ML and Data strategy 60+ enterprise clients within 10 countries, including F500 companies, e.g. KPMG, DELL, IBM and 100+ startups. Fundraised 1M+ from tier-1 VC around the world. Adept at fostering relationships, driving revenue growth, and leading cross functional teams to pursue and achieve excellence. Fluent in 4 languages (English, Mandarin Chinese, French, Russian).

With over a decade of experience in SEO, digital strategy and cross-department operations, I specialise in helping growing companies streamline processes, strengthen performance and scale sustainably. My background spans almost every operational function, including underwriting, collections, complaints, finance, systems development, marketing and content. This hands-on experience gives me a deep understanding of how each department works, where inefficiencies appear and how to build solutions that improve output and employee experience. Previously, as SEO Manager, I led an in-house team, owned strategy and execution, solved complex technical SEO challenges and drove long-term organic growth across multiple brands. I also managed social media and affiliate marketing strategies for non-profit campaigns, developing content systems that improved reach and engagement. Today, I focus on business optimisation by analysing workflows, improving cross-team collaboration and driving operational clarity. I am passionate about creating processes that make people’s work easier and aligning teams around smarter, more efficient ways of working. Open to connecting with professionals in SEO, digital strategy, operations and business optimisation.